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$479,000

3178 Via Centrale Road Unit# 2403

University District, Kelowna · MLS® 10393987

2 bed · 2 bath · 1,182 sq ft · 1 parking

Condo · Single Family · built 2004 · 89 days on market

Listed by Braeden Campbell, Royal LePage Kelowna

WELCOME to The Pointe at Quail Ridge! This bright and beautifully updated top-floor corner unit offers vaulted ceilings, an abundance of natural light, and a desirable south-facing exposure overlooking the outdoor pool. Move-in ready, the home features stylish updates throughout, including new flooring, quartz countertops, modern light fixtures, updated plumbing fixtures, refreshed ensuite tile and shower, and a custom built-in closet system in the primary bedroom. The versatile den offers the potential to become a third bedroom with strata approval, while the separate in-suite laundry room adds everyday convenience. Heat is included in the strata fees, and the unit comes complete with one secure underground parking stall. Residents enjoy fantastic amenities including an outdoor pool, hot tub, and bike storage. Monthly rentals are permitted, and one cat or one dog is welcome with no height restrictions. Ideally located just steps from Quail Ridge Championship Golf Course and UBCO, with convenient access to Kelowna International Airport, shopping, restaurants, cafes, and other everyday amenities.

Type: Condo, Single Family
Bedrooms: 2
Bathrooms: 2
Living area: 1,182 sq ft
Parking: 1
Year built: 2004
Property tax: $2,390 / yr
Strata fee: $619 / mo ($0.52 / sq ft)
Strata rules: Pets Allowed
Days on market: 89
MLS®: 10393987

Below typical for the area (-22%)

Price per sq ft: $405 vs $517 median for condos in University District for sale (31)

An estimate from public BC Assessment records, registered sales and the listings for sale right now, not an appraisal. Condition, renovations, views and lot all move real value.

Cul-de-sac
One Balcony
Pets Allowed
Washer
Refrigerator
Range - Electric

On market 89 days

Listed now: 62 days; median for 509 condos for sale; this one 89 days

Condos in Kelowna. Sale prices register 1 to 3 months after a sale closes.

FloodplainNo
Not within a designated floodplain on the provincial floodplain maps. These maps are historical and don't cover every river or the coast.
Source: Province of BC, Mapped Floodplains in BC
Agricultural Land ReserveNo
Not inside the Agricultural Land Reserve on the provincial map.
Source: Agricultural Land Commission, ALR boundary
HeritageNo
Not on the BC Register of Historic Places or in a heritage conservation area.
Source: BC Heritage Branch, historic places and conservation areas

From public government maps, matched to the listing's map pin. Maps can be out of date or miss a lot line; confirm with the municipality.

Catchment schools, Central Okanagan School District 23

Elementary Ellison Elementaryhomes in this catchment
Middle Rutland Middlehomes in this catchment
Secondary Rutland Secondaryhomes in this catchment

From the Central Okanagan School District 23's published catchment maps. A catchment gives priority, not a guaranteed seat, and French immersion and choice programs work differently. The district confirms catchment: check with its school locator.

$2,905/mo

Mortgage $2,087 · Tax $199 · Strata $619

20% down at 4.34% fixed (Ratehub.ca), 25 years; tax from the listing; strata fee from the listing.

estimated payment

$2,087/ monthly

loan $383,200

25-year amortization

down payment20% · $95,80020%+ down: no mortgage insuranceinterest rate4.34%Rates from Ratehub.ca (best 5-year fixed and variable), checked Oct 7, 2026. Semi-annual compounding; your lender's rate may differ.amortizationpayment frequency

total interest: $242,887
property transfer tax: $7,580; BC general rate
cash to close: $103,380; down + PTT
total paid: $626,087

Estimates only. Rates change daily and lenders qualify at the stress-test rate; first-time-buyer and newly-built PTT exemptions aren't applied. Talk to a mortgage broker before you offer.

Rent: $2,098/mo
After all costs: −$1,010/mo
Cap rate: 2.7%; yearly net rent ÷ price

Rent / moDown payment %Rate %

Costs: mortgage $2,087 · tax $199 · strata $619 · insurance ~$35 · vacancy 3% · upkeep 5%.

Rent starts at CMHC's average for a 2-bedroom in Kelowna (CMHC Rental Market Survey, October 2025). Averages include long-time tenants, so new leases usually ask more; houses usually rent for more than apartments. 25-year mortgage; rental purchases need at least 20% down.

BC rules for landlords

Short-term rentals are limited to the host's principal residence in most communities. gov.bc.ca
Rent increases are capped once a year at the province's set amount. gov.bc.ca
The speculation and vacancy tax applies in many areas to homes not lived in or rented out. gov.bc.ca
Selling within two years of buying can trigger the BC home flipping tax. gov.bc.ca

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