32 3614 KALUM STREET

Terrace · MLS® R3134258

2 bed · 1 bath · 685 sq ft

House · Single Family · built 2013 · 120 days on market

Listed by Helena Samzadeh, RE/MAX Coast Mountains

Realtor's description

Low maintenance, low cost, why rent? This 2 bedroom and 1 bath home in Howe Creek Mobile Home Park is ideally located in a central location close to all shopping and schools.

Property details

Type: House, Single Family
Bedrooms: 2
Bathrooms: 1
Living area: 685 sq ft
Parking: 0
Year built: 2013
Property tax: $1,415 / yr
Days on market: 120
MLS®: R3134258

Price check

Typical for the area (-4.2%)

2026 assessment: $174,000 · asking is +6.3%
Price per sq ft: $270 vs $282 median for houses in Terrace for sale (102)
Last sold: $188,000 · Feb 14, 2025

An estimate from public BC Assessment records, registered sales and the listings for sale right now, not an appraisal. Condition, renovations, views and lot all move real value.

Property insights

On market 120 days · no price changes so far

The market here

Listed now: 47 days; median for 102 houses for sale; this one 120 days

Houses in Terrace. Sale prices register 1 to 3 months after a sale closes.

Monthly cost

$924/mo

Mortgage $806 · Tax $118

20% down at 4.34% fixed (Ratehub.ca), 25 years; tax from the listing.

estimated payment

$806/ monthly

loan $148,000

25-year amortization

down payment20% · $37,00020%+ down: no mortgage insuranceinterest rate4.34%Rates from Ratehub.ca (best 5-year fixed and variable), checked Oct 7, 2026. Semi-annual compounding; your lender's rate may differ.amortizationpayment frequency

total interest: $93,808
property transfer tax: $1,850; BC general rate
cash to close: $38,850; down + PTT
total paid: $241,808

Estimates only. Rates change daily and lenders qualify at the stress-test rate; first-time-buyer and newly-built PTT exemptions aren't applied. Talk to a mortgage broker before you offer.