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$639,000

326 12258 224TH STREET

Maple Ridge · MLS® R3161899

2 bed · 2 bath · 1,366 sq ft · 2 parking

Condo · Single Family · built 2009 · 30 days on market

Listed by James Isherwood, Royal LePage - Brookside Realty

Welcome to Stonegate! This beautifully maintained 2-bedroom plus den condo offers a spacious, light-filled layout and a lovely mountain view. The open-concept kitchen features rich wood cabinetry, granite countertops, a tiled backsplash, stainless-steel appliances and a generous island overlooking the living area-ideal for everyday living and entertaining. Large windows, crown moulding and warm wood flooring add to the inviting atmosphere. Both bedrooms are comfortably sized, while the versatile den provides an ideal home office, hobby room or extra storage. A well-appointed home with generous living space and a beautiful outlook, located in a desirable Maple Ridge community.

Type: Condo, Single Family
Bedrooms: 2
Bathrooms: 2
Living area: 1,366 sq ft
Parking: 2
Year built: 2009
Property tax: $3,544 / yr
Strata fee: $588 / mo ($0.43 / sq ft)
Days on market: 30
MLS®: R3161899

Below typical for the area (-17%)

Price per sq ft: $468 vs $567 median for condos in Maple Ridge for sale (152)

An estimate from public BC Assessment records, registered sales and the listings for sale right now, not an appraisal. Condition, renovations, views and lot all move real value.

Elevator
All

On market 30 days

Listed now: 54 days; median for 152 condos for sale; this one 30 days

Condos in Maple Ridge. Sale prices register 1 to 3 months after a sale closes.

FloodplainNo
Not within a designated floodplain on the provincial floodplain maps. These maps are historical and don't cover every river or the coast.
Source: Province of BC, Mapped Floodplains in BC
Agricultural Land ReserveNo
Not inside the Agricultural Land Reserve on the provincial map.
Source: Agricultural Land Commission, ALR boundary
HeritageNo
Not on the BC Register of Historic Places or in a heritage conservation area.
Source: BC Heritage Branch, historic places and conservation areas

From public government maps, matched to the listing's map pin. Maps can be out of date or miss a lot line; confirm with the municipality.

$3,667/mo

Mortgage $2,784 · Tax $295 · Strata $588

20% down at 4.34% fixed (Ratehub.ca), 25 years; tax from the listing; strata fee from the listing.

estimated payment

$2,784/ monthly

loan $511,200

25-year amortization

down payment20% · $127,80020%+ down: no mortgage insuranceinterest rate4.34%Rates from Ratehub.ca (best 5-year fixed and variable), checked Oct 7, 2026. Semi-annual compounding; your lender's rate may differ.amortizationpayment frequency

total interest: $324,019
property transfer tax: $10,780; BC general rate
cash to close: $138,580; down + PTT
total paid: $835,219

Estimates only. Rates change daily and lenders qualify at the stress-test rate; first-time-buyer and newly-built PTT exemptions aren't applied. Talk to a mortgage broker before you offer.

Rent: $1,653/mo
After all costs: −$2,181/mo
Cap rate: 1.1%; yearly net rent ÷ price

Rent / moDown payment %Rate %

Costs: mortgage $2,784 · tax $295 · strata $588 · insurance ~$35 · vacancy 3% · upkeep 5%.

Rent starts at CMHC's average for a 2-bedroom in Maple Ridge (CMHC Rental Market Survey, October 2025). Averages include long-time tenants, so new leases usually ask more; houses usually rent for more than apartments. 25-year mortgage; rental purchases need at least 20% down.

BC rules for landlords

Short-term rentals are limited to the host's principal residence in most communities. gov.bc.ca
Rent increases are capped once a year at the province's set amount. gov.bc.ca
The speculation and vacancy tax applies in many areas to homes not lived in or rented out. gov.bc.ca
Selling within two years of buying can trigger the BC home flipping tax. gov.bc.ca

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