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$2,150,000

3495 Harwood Rd

Hornby Island · MLS® 1028642

3 bed · 5 bath · 2,105 sq ft · 1 sq ft lot · 5 parking

House · Single Family · built 1999 · 207 days on market

Listed by Amy Hollenbach, Engel & Volkers Vancouver Island North

Walk-on waterfront offering privacy, purpose, and pride of ownership. Set on over half an acre, this thoughtfully designed 2,105 sq ft home blends comfort with quality craftsmanship.The spacious living room, kitchen, and sun-filled dining area showcase unobstructed ocean and mountain views. 3 bedrooms, with 2 on the main each featuring private outdoor access and an ensuite, provide exceptional livability. The upper-level suite includes a jacuzzi, fireplace, sitting area, and an ocean-view balcony. An ample 2-tiered deck invites relaxed outdoor living. Infrastructure includes a deep well, 3 cisterns, maintained septic system, 3 propane tanks, and storage buildings. Recent upgrades include the driveway, fencing, balcony beams, new hot water tanks, and lifetime-warranty sliding doors. Enjoy landscaped gardens, mature fruit trees, and a detached studio. Wake to ocean sunrises, watch moonlight dance across the water & welcome wildlife to your doorstep at this coastal Hornby Island retreat.

Type: House, Single Family
Bedrooms: 3
Bathrooms: 5
Living area: 2,105 sq ft
Lot: 1 sq ft
Parking: 5
Year built: 1999
Property tax: $7,656 / yr
Days on market: 207
MLS®: 1028642

The asking price is a long way from the assessment. That usually means the home has changed since the July 1 valuation date (a renovation, a new build, a subdivision), so we don't rate this one.

2026 assessment: $1,544,000 · asking is +39%
Est. market value: $1,564,994houses on Vancouver Island sold at a median +1.4% vs assessment this past year (75 sales)
Price per sq ft: $1,021 vs $784 median for houses in Hornby Island for sale (18)

An estimate from public BC Assessment records, registered sales and the listings for sale right now, not an appraisal. Condition, renovations, views and lot all move real value.

Other

Found among the listing photos.

On market 207 days · no price changes so far

$10,005/mo

Mortgage $9,367 · Tax $638

20% down at 4.34% fixed (Ratehub.ca), 25 years; tax from the listing.

estimated payment

$9,367/ monthly

loan $1,720,000

25-year amortization

down payment20% · $430,00020%+ down: no mortgage insuranceinterest rate4.34%Rates from Ratehub.ca (best 5-year fixed and variable), checked Oct 6, 2026. Semi-annual compounding; your lender's rate may differ.amortizationpayment frequency

total interest: $1,090,203
property transfer tax: $42,500; BC general rate
cash to close: $472,500; down + PTT
total paid: $2,810,203

Estimates only. Rates change daily and lenders qualify at the stress-test rate; first-time-buyer and newly-built PTT exemptions aren't applied. Talk to a mortgage broker before you offer.

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