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$999,999

35 11358 Cottonwood Drive

Maple Ridge · MLS® R3133567

All units at 11358 Cottonwood Dr →

4 bed · 4 bath · 2,446 sq ft · 3 parking

Townhouse · Single Family · built 1999 · 125 days on market

Listed by Robert Almeida, RE/MAX Crest Realty

Realtor's description

STOP THE CAR! Welcome to this spacious 4 bed, 4 bath townhouse backing onto greenspace. Bright main floor with large windows, stainless steel appliances, and two outdoor spaces including a deck and lower patio. The basement offers a rec room, bedroom and full bath with walk-out access, ideal for teens or guests. Upstairs features a vaulted primary bedroom with ensuite plus two additional bedrooms. Updates include laminate flooring, tile, granite counters, and lighting. Parking is easy with a large garage and driveway. Well-run strata, close to parks, schools, and amenities. A great option to upsize or downsize. Move-in ready!

Property details

Type: Townhouse, Single Family
Bedrooms: 4
Bathrooms: 4
Living area: 2,446 sq ft
Parking: 3
Year built: 1999
Property tax: $4,683 / yr
Strata fee: $550 / mo ($0.22 / sq ft)
Strata rules: Pets Allowed With Restrictions, Rentals Allowed With Restrictions
Days on market: 125
MLS®: R3133567

Buying in a building from 1982 to 2000: what to read first

Features

Central location
Private setting
Treed
Gated community
Pets Allowed With Restrictions
Rentals Allowed With Restrictions

Price check

Below typical for the area (-12%)

2026 assessment: $926,000 · asking is +8.0%
Price per sq ft: $409 vs $463 median for townhouses in Maple Ridge for sale (115)

An estimate from public BC Assessment records, registered sales and the listings for sale right now, not an appraisal. Condition, renovations, views and lot all move real value.

Property insights

On market 125 days · no price changes so far

The market here

Listed now: 45 days; median for 116 townhouses for sale; this one 125 days

Townhouses in Maple Ridge. Sale prices register 1 to 3 months after a sale closes.

Property tax by year

Year	Assessed	Est. tax
2026	$926,000	$4,200

The listing shows $4,683 a year in property tax.

Estimate: the BC Assessment value times Maple Ridge's residential tax rate for that year (Province of BC, local government statistics). Leaves out the home owner grant, parcel taxes and utility charges; the city's tax notice is the real figure.

Monthly cost

$5,297/mo

Mortgage $4,357 · Tax $390 · Strata $550

20% down at 4.34% fixed (Ratehub.ca), 25 years; tax from the listing; strata fee from the listing.

estimated payment

$4,357/ monthly

loan $799,999

25-year amortization

down payment20% · $200,00020%+ down: no mortgage insuranceinterest rate4.34%Rates from Ratehub.ca (best 5-year fixed and variable), checked Oct 11, 2026. Semi-annual compounding; your lender's rate may differ.amortizationpayment frequency

total interest: $507,071
property transfer tax: $18,000; BC general rate
cash to close: $218,000; down + PTT
total paid: $1,307,070

Estimates only. Rates change daily and lenders qualify at the stress-test rate; first-time-buyer and newly-built PTT exemptions aren't applied. Talk to a mortgage broker before you offer.

If you rented it out

Rent: $2,026/mo
After all costs: −$3,608/mo
Cap rate: 0.9%; yearly net rent ÷ price

Rent / moDown payment %Rate %

Costs: mortgage $4,357 · tax $390 · strata $550 · insurance ~$175 · vacancy 3% · upkeep 5%.

Rent starts at CMHC's average for a 3+ bedroom in Maple Ridge (CMHC Rental Market Survey, October 2025). Averages include long-time tenants, so new leases usually ask more; houses usually rent for more than apartments. 25-year mortgage; rental purchases need at least 20% down.

BC rules for landlords

Short-term rentals are limited to the host's principal residence in most communities. gov.bc.ca
Rent increases are capped once a year at the province's set amount. gov.bc.ca
The speculation and vacancy tax applies in many areas to homes not lived in or rented out. gov.bc.ca
Selling within two years of buying can trigger the BC home flipping tax. gov.bc.ca