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$1,278,000

35 15055 20 AVENUE

Surrey · MLS® R3166134

3 bed · 3 bath · 1,802 sq ft · 2 parking

Townhouse · Single Family · built 2001 · 21 days on market

Listed by Mary Lynn Ghinzel, Macdonald Realty (Surrey/152)

Welcome to Highgrove! This exceptional duplex-style townhome offers 1,800 SF of beautifully renovated and meticulously maintained living, blending West Coast architecture with modern finishes. Spacious living and dining areas flow into an efficiently designed kitchen with Shelf Genie storage. Upstairs features 3 spacious bedrooms, including the primary retreat. Vaulted ceilings, a skylight and large windows create a bright, airy feel. Enjoy the west-facing covered patio and private fenced backyard-the perfect extension of your living space for year-round enjoyment and entertaining. California Closets throughout add exceptional organization. Recent updates include heat pump (A/C), hot water tank, gas BBQ hookup and renovated primary bath. Walk to shopping, restaurants, trails and parks!

Type: Townhouse, Single Family
Bedrooms: 3
Bathrooms: 3
Living area: 1,802 sq ft
Parking: 2
Year built: 2001
Property tax: $4,541 / yr
Strata fee: $502 / mo ($0.28 / sq ft)
Strata rules: Pets Allowed With Restrictions, Age Restrictions
Days on market: 21
MLS®: R3166134

2026 assessment: $1,064,000 · asking is +20%
Price per sq ft: $709 vs $504 median for townhouses in Surrey for sale (893)
Last sold: $1,275,000 · Mar 22, 2024

An estimate from public BC Assessment records, registered sales and the listings for sale right now, not an appraisal. Condition, renovations, views and lot all move real value.

Pets Allowed With Restrictions
Age Restrictions
Washer
Refrigerator
Dishwasher
Stove

On market 21 days

Listed now: 51 days; median for 893 townhouses for sale; this one 21 days

Townhouses in Surrey. Sale prices register 1 to 3 months after a sale closes.

FloodplainNo
Not within a designated floodplain on the provincial floodplain maps. These maps are historical and don't cover every river or the coast.
Source: Province of BC, Mapped Floodplains in BC
Agricultural Land ReserveNo
Not inside the Agricultural Land Reserve on the provincial map.
Source: Agricultural Land Commission, ALR boundary
HeritageNo
Not on the BC Register of Historic Places or in a heritage conservation area.
Source: BC Heritage Branch, historic places and conservation areas

From public government maps, matched to the listing's map pin. Maps can be out of date or miss a lot line; confirm with the municipality.

Catchment schools, Surrey School District 36

Elementary H.T. Thrift Elementaryhomes in this catchment
Secondary Semiahmoo Secondaryhomes in this catchment

From the Surrey School District 36's published catchment maps. A catchment gives priority, not a guaranteed seat, and French immersion and choice programs work differently. The district confirms catchment: check with its school locator.

$6,448/mo

Mortgage $5,568 · Tax $378 · Strata $502

20% down at 4.34% fixed (Ratehub.ca), 25 years; tax from the listing; strata fee from the listing.

estimated payment

$5,568/ monthly

loan $1,022,400

25-year amortization

down payment20% · $255,60020%+ down: no mortgage insuranceinterest rate4.34%Rates from Ratehub.ca (best 5-year fixed and variable), checked Oct 7, 2026. Semi-annual compounding; your lender's rate may differ.amortizationpayment frequency

total interest: $648,037
property transfer tax: $23,560; BC general rate
cash to close: $279,160; down + PTT
total paid: $1,670,437

Estimates only. Rates change daily and lenders qualify at the stress-test rate; first-time-buyer and newly-built PTT exemptions aren't applied. Talk to a mortgage broker before you offer.

Rent: $1,956/mo
After all costs: −$4,824/mo
Cap rate: 0.7%; yearly net rent ÷ price

Rent / moDown payment %Rate %

Costs: mortgage $5,568 · tax $378 · strata $502 · insurance ~$175 · vacancy 3% · upkeep 5%.

Rent starts at CMHC's average for a 3+ bedroom in Surrey (CMHC Rental Market Survey, October 2025). Averages include long-time tenants, so new leases usually ask more; houses usually rent for more than apartments. 25-year mortgage; rental purchases need at least 20% down.

BC rules for landlords

Short-term rentals are limited to the host's principal residence in most communities. gov.bc.ca
Rent increases are capped once a year at the province's set amount. gov.bc.ca
The speculation and vacancy tax applies in many areas to homes not lived in or rented out. gov.bc.ca
Selling within two years of buying can trigger the BC home flipping tax. gov.bc.ca

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