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$519,000

3653 HAWTHORNE AVENUE

Terrace · MLS® R3157184

5 bed · 1 bath · 2,471 sq ft · 8,850 sq ft lot

House · Single Family · built 1990 · 49 days on market

Listed by John Bailey, Royal LePage Aspire Realty (Terr)

Realtor's description

Well-loved family home on the Thornhill bench is ready for its new owners! Featuring 5 bedrooms (3 up and 2 down), this home offers space for all family configurations. The large open kitchen has views into the back yard, and the covered back deck provides a lovely spot for evening meals. The mostly finished basement has room for a second bathroom and storage spaces for the sports gear, the Christmas decorations or anything else you'd rather tuck away. The private (and fully fenced) backyard has a 16x16 ft shed (with 5 ft sliding door) and a 12x12 ft shed to boot!

Property details

Type: House, Single Family
Bedrooms: 5
Bathrooms: 1
Living area: 2,471 sq ft
Lot: 8,850 sq ft
Parking: 0
Year built: 1990
Property tax: $3,841 / yr
Days on market: 49
MLS®: R3157184

Features

Washer
Refrigerator
Dishwasher
Stove
Dryer

Price check

Below typical for the area (-25%)

2026 assessment: $510,000 · asking is +1.8%
Price per sq ft: $210 vs $282 median for houses in Terrace for sale (102)

An estimate from public BC Assessment records, registered sales and the listings for sale right now, not an appraisal. Condition, renovations, views and lot all move real value.

Property insights

On market 49 days · no price changes so far

The market here

Listed now: 47 days; median for 102 houses for sale; this one 49 days

Houses in Terrace. Sale prices register 1 to 3 months after a sale closes.

Monthly cost

$2,581/mo

Mortgage $2,261 · Tax $320

20% down at 4.34% fixed (Ratehub.ca), 25 years; tax from the listing.

estimated payment

$2,261/ monthly

loan $415,200

25-year amortization

down payment20% · $103,80020%+ down: no mortgage insuranceinterest rate4.34%Rates from Ratehub.ca (best 5-year fixed and variable), checked Oct 7, 2026. Semi-annual compounding; your lender's rate may differ.amortizationpayment frequency

total interest: $263,170
property transfer tax: $8,380; BC general rate
cash to close: $112,180; down + PTT
total paid: $678,370

Estimates only. Rates change daily and lenders qualify at the stress-test rate; first-time-buyer and newly-built PTT exemptions aren't applied. Talk to a mortgage broker before you offer.