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$599,900

3705 13438 CENTRAL AVENUE

Surrey · MLS® R3163143

All units at 13438 Central Ave →

3 bed · 2 bath · 917 sq ft · 2 parking

Condo · Single Family · built 2019 · 30 days on market

Listed by Katty Rasteh, Prompton Real Estate Services Inc.

Realtor's description

Experience luxury living in this stunning 3-bedroom, 2-bathroom penthouse at Prime on the Plaza. Featuring soaring ceilings and floor-to-ceiling windows, this home offers breathtaking panoramic views of the city and beyond. The bright, open layout is complemented by high-end finishes and air conditioning for year-round comfort. The gourmet kitchen, and elegant bathrooms are meticulously maintained, showcasing exceptional attention to detail. Enjoy the convenience of two parking stalls and a storage locker. Located in the heart of Surrey City Centre, steps from shopping, dining, SkyTrain, and SFU, this penthouse blends modern elegance with unbeatable convenience.

Property details

Type: Condo, Single Family
Bedrooms: 3
Bathrooms: 2
Living area: 917 sq ft
Parking: 2
Year built: 2019
Property tax: $3,025 / yr
Strata fee: $736 / mo ($0.80 / sq ft)
Strata rules: Pets Allowed With Restrictions, Rentals Allowed With Restrictions
Days on market: 30
MLS®: R3163143

Features

Pets Allowed With Restrictions
Rentals Allowed With Restrictions
Washer
Refrigerator
Range
Dryer

Floor plans

Found among the listing photos.

Price check

Typical for the area (-2.5%)

2026 assessment: $722,000 · asking is -17%
Price per sq ft: $654 vs $671 median for condos in Surrey for sale (989)

An estimate from public BC Assessment records, registered sales and the listings for sale right now, not an appraisal. Condition, renovations, views and lot all move real value.

Property insights

On market 30 days · no price changes so far

The market here

Listed now: 62 days; median for 1060 condos for sale; this one 30 days

Condos in Surrey. Sale prices register 1 to 3 months after a sale closes.

Property tax by year

Year	Assessed	Est. tax
2026	$722,000	$2,475

The listing shows $3,025 a year in property tax.

Estimate: the BC Assessment value times Surrey's residential tax rate for that year (Province of BC, local government statistics). Leaves out the home owner grant, parcel taxes and utility charges; the city's tax notice is the real figure.

Monthly cost

$3,602/mo

Mortgage $2,614 · Tax $252 · Strata $736

20% down at 4.34% fixed (Ratehub.ca), 25 years; tax from the listing; strata fee from the listing.

estimated payment

$2,614/ monthly

loan $479,920

25-year amortization

down payment20% · $119,98020%+ down: no mortgage insuranceinterest rate4.34%Rates from Ratehub.ca (best 5-year fixed and variable), checked Oct 9, 2026. Semi-annual compounding; your lender's rate may differ.amortizationpayment frequency

total interest: $304,192
property transfer tax: $9,998; BC general rate
cash to close: $129,978; down + PTT
total paid: $784,112

Estimates only. Rates change daily and lenders qualify at the stress-test rate; first-time-buyer and newly-built PTT exemptions aren't applied. Talk to a mortgage broker before you offer.

If you rented it out

Rent: $1,956/mo
After all costs: −$1,837/mo
Cap rate: 1.6%; yearly net rent ÷ price

Rent / moDown payment %Rate %

Costs: mortgage $2,614 · tax $252 · strata $736 · insurance ~$35 · vacancy 3% · upkeep 5%.

Rent starts at CMHC's average for a 3+ bedroom in Surrey (CMHC Rental Market Survey, October 2025). Averages include long-time tenants, so new leases usually ask more; houses usually rent for more than apartments. 25-year mortgage; rental purchases need at least 20% down.

BC rules for landlords

Short-term rentals are limited to the host's principal residence in most communities. gov.bc.ca
Rent increases are capped once a year at the province's set amount. gov.bc.ca
The speculation and vacancy tax applies in many areas to homes not lived in or rented out. gov.bc.ca
Selling within two years of buying can trigger the BC home flipping tax. gov.bc.ca

Location

The building's lot: 2,869 m² (30,882 sq ft) · PID 030-807-964. From ParcelMap BC; property lines are approximate, a survey is the legal boundary.

SurreyGoogle Maps ↗

Location

SurreyGoogle Maps ↗

Schools

Catchment schools, Surrey School District 36

Elementary Old Yale Road Elementaryhomes in this catchment
600 m away · 10135 132 St, Surrey · 604-588-5468
Secondary Kwantlen Park Secondaryhomes in this catchment
500 m away · 10441 132 St, Surrey · 604-588-6934

From the Surrey School District 36's published catchment maps. A catchment gives priority, not a guaranteed seat, and French immersion and choice programs work differently. The district confirms catchment: check with its school locator.

Development nearby

Rezoning for 730 homes
340 m away · 2025 · conditionally approved
Rezoning from Multiple Residential 45 Zone (RM-45) to Comprehensive Development Zone (CD) (based on Multiple Residential Commercial 135 Zone RMC-135); Subdivision from one (1) lot into three (3) lots; Official Community Plan (OCP) Amendment of Figure 16: Downtown Densities from 3.5 FAR to 5.5 FAR; Neighbourhood Concept Plan (NCP) Amendment to the City Centre Plan from Mid to High Rise Residential
Rezoning for a 35 storey, 561 unit building
400 m away · 2023 · conditionally approved
Rezoning from Multiple Residential 45 Zone (RM-45) to Comprehensive Development Zone (CD) (based on Multiple Residential Commercial 135 Zone (RM-135); Subdivision from one (1) into two (2) lots; Official Community Plan (OCP) Amendment from Multiple Residential to Downtown and to Figure 16: Downtown Densities to permit a density of 5.5 FAR; Neighbourhood Concept Plan (NCP) Amendment to the City Cen
Rezoning for a 42 storey, 444 unit building
310 m away · 2023 · conditionally approved
Rezoning from Community Commercial Zone (C-8) to Comprehensive Development Zone (CD) (based on Multiple Residential 70 Zone (RM-70); Official Community Plan (OCP) Text Amendment to allow for a density of 10.69 Gross FAR; City Centre Plan Amendment to allow for a density of 10.69 Gross FAR within the Central Business District Area 2; Development Permit to permit the development of a 42-storey mixed
Rezoning for a 44 storey, 424 unit building
90 m away · 2023 · conditionally approved
Rezoning from Single Family Residential Zone (RF) to Comprehensive Development Zone (CD) (based on Multiple Residential 135 Zone (RM-135) and Community Commercial Zone (C-8); Subdivision (Consolidation) from three (3) to one (1) lot; Official Community Plan (OCP) Amendment to Downtown Densities from 5.5 FAR to 7.5 FAR; Official Community Plan Text Amendment to allow for a density of 9.9 FAR within
Development permit for a 52 storey building
340 m away · 2023 · concluded
Development Permit / Development Variance Permit and Housing Agreement to permit the development of Phase 2 of a mixed-use project consisting of one 52-storey mixed-use tower and one 2-storey stand-alone commercial building.

And 3 smaller applications nearby.

Applications filed with the city, active or decided in the last 3 years, measured from the listing's map pin. An application isn't an approval; the city's page has the current details. Source: City of Surrey development applications.

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