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$449,000

3890 Brown Road Unit# 202

Westbank Centre, West Kelowna · MLS® 10380922

2 bed · 2 bath · 1,290 sq ft · 1 parking

Condo · Single Family · built 1997 · 194 days on market

Listed by Audrey Zimmermann, Real Broker B.C. Ltd

DOWNSIZE WITHOUT COMPROMISE • PET FRIENDLY • ROOM FOR YOUR RV Simplify your life without sacrificing the things you love -- this could be your perfect next chapter. This bright and beautifully maintained 55+ condo offers the comfort and space you're looking for, along with the lifestyle you've been dreaming of. Enjoy morning coffee or evening wine on your generous covered deck with beautiful views, while abundant natural light fills your home. Designed for easy, low-maintenance living, this welcoming community offers exceptional amenities including a COMMUNITY GARDEN, ON-SITE WORKSHOP, RV PARKING (subject to availability), secure UNDERGROUND PARKING, STORAGE, and inviting common areas where neighbours quickly become friends. Whether you love gardening, woodworking, travelling, or simply enjoying a more relaxed pace of life, you'll find it here. The SPACIOUS LAYOUT provides comfort for everyday living and entertaining, while the convenient West Kelowna location places shopping, restaurants, wineries, golf courses, parks, medical services, and Okanagan Lake just minutes away. Pet-friendly for one cat or one small dog (max. 12"" at shoulder, under 20lbs), this is the ideal home for those looking to spend less time maintaining a house and more time enjoying everything the Okanagan has to offer. Discover how rewarding downsizing can be. Book your private showing today!

Type: Condo, Single Family
Bedrooms: 2
Bathrooms: 2
Living area: 1,290 sq ft
Parking: 1
Year built: 1997
Property tax: $2,125 / yr
Strata fee: $537 / mo ($0.42 / sq ft)
Strata rules: Seniors Oriented, Pet Restrictions
Days on market: 194
MLS®: 10380922

Buying in a building from 1982 to 2000: what to read first

Below typical for the area (-26%)

Price per sq ft: $348 vs $468 median for condos in Westbank Centre for sale (85)

An estimate from public BC Assessment records, registered sales and the listings for sale right now, not an appraisal. Condition, renovations, views and lot all move real value.

Seniors Oriented
Pet Restrictions

On market 194 days

Listed now: 84 days; median for 124 condos for sale; this one 194 days

Condos in West Kelowna. Sale prices register 1 to 3 months after a sale closes.

FloodplainNo
Not within a designated floodplain on the provincial floodplain maps. These maps are historical and don't cover every river or the coast.
Source: Province of BC, Mapped Floodplains in BC
Agricultural Land ReserveNo
Not inside the Agricultural Land Reserve on the provincial map.
Source: Agricultural Land Commission, ALR boundary
HeritageNo
Not on the BC Register of Historic Places or in a heritage conservation area.
Source: BC Heritage Branch, historic places and conservation areas

From public government maps, matched to the listing's map pin. Maps can be out of date or miss a lot line; confirm with the municipality.

Catchment schools, Central Okanagan School District 23

Elementary Webber Road Elementaryhomes in this catchment
1.7 km away · 2829 Inverness Rd, West Kelowna · 250-768-3144
Middle Glenrosa Middlehomes in this catchment
2.6 km away · 3430 Webber Rd, West Kelowna · 250-870-5142
Secondary Mount Boucherie Secondaryhomes in this catchment
5.2 km away · 2751 Cameron Rd, West Kelowna · 250-870-5101

From the Central Okanagan School District 23's published catchment maps. A catchment gives priority, not a guaranteed seat, and French immersion and choice programs work differently. The district confirms catchment: check with its school locator.

$2,670/mo

Mortgage $1,956 · Tax $177 · Strata $537

20% down at 4.34% fixed (Ratehub.ca), 25 years; tax from the listing; strata fee from the listing.

estimated payment

$1,956/ monthly

loan $359,200

25-year amortization

down payment20% · $89,80020%+ down: no mortgage insuranceinterest rate4.34%Rates from Ratehub.ca (best 5-year fixed and variable), checked Oct 7, 2026. Semi-annual compounding; your lender's rate may differ.amortizationpayment frequency

total interest: $227,675
property transfer tax: $6,980; BC general rate
cash to close: $96,780; down + PTT
total paid: $586,875

Estimates only. Rates change daily and lenders qualify at the stress-test rate; first-time-buyer and newly-built PTT exemptions aren't applied. Talk to a mortgage broker before you offer.

Rent: $2,098/mo
After all costs: −$775/mo
Cap rate: 3.2%; yearly net rent ÷ price

Rent / moDown payment %Rate %

Costs: mortgage $1,956 · tax $177 · strata $537 · insurance ~$35 · vacancy 3% · upkeep 5%.

Rent starts at CMHC's average for a 2-bedroom in Kelowna (CMHC Rental Market Survey, October 2025). Averages include long-time tenants, so new leases usually ask more; houses usually rent for more than apartments. 25-year mortgage; rental purchases need at least 20% down.

BC rules for landlords

Short-term rentals are limited to the host's principal residence in most communities. gov.bc.ca
Rent increases are capped once a year at the province's set amount. gov.bc.ca
The speculation and vacancy tax applies in many areas to homes not lived in or rented out. gov.bc.ca
Selling within two years of buying can trigger the BC home flipping tax. gov.bc.ca

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Westbank Centre, West KelownaGoogle Maps ↗