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$220,000

3912 COTTONWOOD ROAD

Fort Nelson · MLS® R3153682

5 bed · 3 bath · 2,808 sq ft · 7,200 sq ft lot

House · Single Family · built 1995 · 61 days on market

Listed by Cathleen Soucie, Century 21 Energy Realty

Realtor's description

Room to Grow-Space to Play! Welcome to your dream family retreat where comfort, space, and VALUE come together on an oversized, beautifully landscaped corner lot. With 2800+ sq/ft. of living space, this home is designed to fit the needs of growing families and busy lifestyles. Offering 4 spacious bedrooms plus a versatile den - doubling as a 5th bedroom or home office, there's room for everyone to have their own space. You'll love the expansive family room, ideal for movie nights, teen hangouts, or hosting game day, complete with a cozy gas fireplace and built-in wet bar for effortless entertaining. Step outside to enjoy a wide brick driveway, attached double garage and RV parking, perfect for active families. This is more than a house, it's a place your family can truly call home!

Property details

Type: House, Single Family
Bedrooms: 5
Bathrooms: 3
Living area: 2,808 sq ft
Lot: 7,200 sq ft
Parking: 0
Year built: 1995
Property tax: $3,672 / yr
Days on market: 61
MLS®: R3153682

Features

Washer
Refrigerator
Dishwasher
Stove
Dryer

Price check

Below typical for the area (-22%)

2026 assessment: $288,800 · asking is -24%
Price per sq ft: $78 vs $100 median for houses in Fort Nelson for sale (52)

An estimate from public BC Assessment records, registered sales and the listings for sale right now, not an appraisal. Condition, renovations, views and lot all move real value.

Property insights

On market 61 days

The market here

Listed now: 97 days; median for 52 houses for sale; this one 61 days

Houses in Fort Nelson. Sale prices register 1 to 3 months after a sale closes.

Monthly cost

$1,265/mo

Mortgage $959 · Tax $306

20% down at 4.34% fixed (Ratehub.ca), 25 years; tax from the listing.

estimated payment

$959/ monthly

loan $176,000

25-year amortization

down payment20% · $44,00020%+ down: no mortgage insuranceinterest rate4.34%Rates from Ratehub.ca (best 5-year fixed and variable), checked Oct 7, 2026. Semi-annual compounding; your lender's rate may differ.amortizationpayment frequency

total interest: $111,556
property transfer tax: $2,400; BC general rate
cash to close: $46,400; down + PTT
total paid: $287,556

Estimates only. Rates change daily and lenders qualify at the stress-test rate; first-time-buyer and newly-built PTT exemptions aren't applied. Talk to a mortgage broker before you offer.