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$964,900

4 789 OTA AVENUE

New Westminster · MLS® R3166719

3 bed · 3 bath · 1,563 sq ft · 2 parking

Townhouse · Single Family · built 2022 · 20 days on market

Listed by Kellie Vallee, RE/MAX All Points Realty

Extremely well cared for & maintained 4-year old townhouse with a bright, open floorplan, 9ft ceilings on the main, powder room, gourmet kitchen with gas range, SS appliances and large island with under mount sink, seating & storage. Generous covered back patio & fenced yard with separate entrance. Upstairs features 3 Bedrooms, 2 full baths & laundry. Attached double garage plus ample crawl space storage! Great, family orientated complex in a quiet location & close distance to shopping, parks, schools, restaurants, QB Community Center, transit, trails & more! Balance of the New Home Warranty remaining.

Type: Townhouse, Single Family
Bedrooms: 3
Bathrooms: 3
Living area: 1,563 sq ft
Parking: 2
Year built: 2022
Property tax: $4,591 / yr
Strata fee: $467 / mo ($0.30 / sq ft)
Strata rules: Pets Allowed With Restrictions
Days on market: 20
MLS®: R3166719

Typical for the area (-3.0%)

2026 assessment: $1,033,000 · asking is -6.6%
Price per sq ft: $617 vs $637 median for townhouses in New Westminster for sale (56)

An estimate from public BC Assessment records, registered sales and the listings for sale right now, not an appraisal. Condition, renovations, views and lot all move real value.

Central location
Private setting
Pets Allowed With Restrictions
All

On market 20 days

Listed now: 48 days; median for 56 townhouses for sale; this one 20 days

Townhouses in New Westminster. Sale prices register 1 to 3 months after a sale closes.

FloodplainNo
Not within a designated floodplain on the provincial floodplain maps. These maps are historical and don't cover every river or the coast.
Source: Province of BC, Mapped Floodplains in BC
Agricultural Land ReserveNo
Not inside the Agricultural Land Reserve on the provincial map.
Source: Agricultural Land Commission, ALR boundary
HeritageNo
Not on the BC Register of Historic Places or in a heritage conservation area.
Source: BC Heritage Branch, historic places and conservation areas

From public government maps, matched to the listing's map pin. Maps can be out of date or miss a lot line; confirm with the municipality.

$5,053/mo

Mortgage $4,204 · Tax $383 · Strata $467

20% down at 4.34% fixed (Ratehub.ca), 25 years; tax from the listing; strata fee from the listing.

estimated payment

$4,204/ monthly

loan $771,920

25-year amortization

down payment20% · $192,98020%+ down: no mortgage insuranceinterest rate4.34%Rates from Ratehub.ca (best 5-year fixed and variable), checked Oct 7, 2026. Semi-annual compounding; your lender's rate may differ.amortizationpayment frequency

total interest: $489,273
property transfer tax: $17,298; BC general rate
cash to close: $210,278; down + PTT
total paid: $1,261,193

Estimates only. Rates change daily and lenders qualify at the stress-test rate; first-time-buyer and newly-built PTT exemptions aren't applied. Talk to a mortgage broker before you offer.

Rent: $2,733/mo
After all costs: −$2,714/mo
Cap rate: 1.9%; yearly net rent ÷ price

Rent / moDown payment %Rate %

Costs: mortgage $4,204 · tax $383 · strata $467 · insurance ~$175 · vacancy 3% · upkeep 5%.

Rent starts at CMHC's average for a 3+ bedroom in New Westminster (CMHC Rental Market Survey, October 2025). Averages include long-time tenants, so new leases usually ask more; houses usually rent for more than apartments. 25-year mortgage; rental purchases need at least 20% down.

BC rules for landlords

Short-term rentals are limited to the host's principal residence in most communities. gov.bc.ca
Rent increases are capped once a year at the province's set amount. gov.bc.ca
The speculation and vacancy tax applies in many areas to homes not lived in or rented out. gov.bc.ca
Selling within two years of buying can trigger the BC home flipping tax. gov.bc.ca

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