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$450,000

409 12075 EDGE STREET

Maple Ridge · MLS® R3154633

1 bed · 1 bath · 638 sq ft · 1 parking

Condo · Single Family · built 2013 · 56 days on market

Listed by Meeti Martin, eXp Realty of Canada Inc.

Realtor's description

Highly sought after "Edge on Edge" Penthouse; one bedroom and den! Fabulous open layout with ample space and high ceilings. Stunning kitchen with high quality finishings, granite counters, shaker cabinets and stainless steel appliances. Generous sized living room with over-sized balcony for fantastic outdoor entertaining. Large bedroom with a lot of light. Convenient central location close to shopping, transit, schools and parks. View now!

Property details

Type: Condo, Single Family
Bedrooms: 1
Bathrooms: 1
Living area: 638 sq ft
Parking: 1
Year built: 2013
Property tax: $2,572 / yr
Strata fee: $380 / mo ($0.60 / sq ft)
Strata rules: Pets Allowed With Restrictions
Days on market: 56
MLS®: R3154633

Features

Central location
Elevator
Pets Allowed With Restrictions
All

Floor plans

Found among the listing photos.

Price check

Above typical for the area (+24%)

2026 assessment: $417,000 · asking is +7.9%
Price per sq ft: $705 vs $567 median for condos in Maple Ridge for sale (152)

An estimate from public BC Assessment records, registered sales and the listings for sale right now, not an appraisal. Condition, renovations, views and lot all move real value.

Property insights

On market 56 days

The market here

Listed now: 54 days; median for 152 condos for sale; this one 56 days

Condos in Maple Ridge. Sale prices register 1 to 3 months after a sale closes.

Monthly cost

$2,555/mo

Mortgage $1,961 · Tax $214 · Strata $380

20% down at 4.34% fixed (Ratehub.ca), 25 years; tax from the listing; strata fee from the listing.

estimated payment

$1,961/ monthly

loan $360,000

25-year amortization

down payment20% · $90,00020%+ down: no mortgage insuranceinterest rate4.34%Rates from Ratehub.ca (best 5-year fixed and variable), checked Oct 7, 2026. Semi-annual compounding; your lender's rate may differ.amortizationpayment frequency

total interest: $228,182
property transfer tax: $7,000; BC general rate
cash to close: $97,000; down + PTT
total paid: $588,182

Estimates only. Rates change daily and lenders qualify at the stress-test rate; first-time-buyer and newly-built PTT exemptions aren't applied. Talk to a mortgage broker before you offer.

If you rented it out

Rent: $1,426/mo
After all costs: −$1,278/mo
Cap rate: 1.8%; yearly net rent ÷ price

Rent / moDown payment %Rate %

Costs: mortgage $1,961 · tax $214 · strata $380 · insurance ~$35 · vacancy 3% · upkeep 5%.

Rent starts at CMHC's average for a 1-bedroom in Maple Ridge (CMHC Rental Market Survey, October 2025). Averages include long-time tenants, so new leases usually ask more; houses usually rent for more than apartments. 25-year mortgage; rental purchases need at least 20% down.

BC rules for landlords

Short-term rentals are limited to the host's principal residence in most communities. gov.bc.ca
Rent increases are capped once a year at the province's set amount. gov.bc.ca
The speculation and vacancy tax applies in many areas to homes not lived in or rented out. gov.bc.ca
Selling within two years of buying can trigger the BC home flipping tax. gov.bc.ca