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$689,000

4350 Ponderosa Drive Unit# 109

Peachland · MLS® 10394167

2 bed · 2 bath · 1,588 sq ft · 2 parking

Townhouse · Single Family · built 2006 · 90 days on market

Listed by Larry Guilbault, Coldwell Banker Horizon Realty

WELL BELOW ASSESSED VALUE- EXCELLENT PURCHASE PRICE-Welcome to #109–4350 Ponderosa Drive in the sought-after gated community of Eagle’s View in beautiful Peachland. This spacious 1,588 sq. ft. townhouse offers 2 bedrooms and 2 bathrooms with breathtaking lake views and an open, inviting layout perfect for both everyday living and entertaining. The townhome features a generous entertaining area, hardwood floors with comfortable in-floor heating, and a well-appointed kitchen with stainless steel appliances. Additional highlights include central vacuum, an attached garage, and thoughtfully designed living spaces that take full advantage of the stunning surroundings. Residents of Eagle’s View enjoy access to a recreational clubhouse, RV parking, and the peace of a gated community. Ideally located just minutes from the waterfront of Okanagan Lake, this townhome offers the perfect blend of comfort, convenience, and the relaxed lifestyle that makes Peachland such a desirable place to live.

Type: Townhouse, Single Family
Bedrooms: 2
Bathrooms: 2
Living area: 1,588 sq ft
Parking: 2
Year built: 2006
Property tax: $4,214 / yr
Strata fee: $407 / mo ($0.26 / sq ft)
Strata rules: Pets Allowed
Days on market: 90
MLS®: 10394167

Typical for the area (+3.7%)

Price per sq ft: $434 vs $418 median for townhouses in Peachland for sale (25)

An estimate from public BC Assessment records, registered sales and the listings for sale right now, not an appraisal. Condition, renovations, views and lot all move real value.

Central island
Jacuzzi bath-tub
Pets Allowed
Washer
Refrigerator
Range - Electric

On market 90 days

Listed now: 41 days; median for 25 townhouses for sale; this one 90 days

Townhouses in Peachland. Sale prices register 1 to 3 months after a sale closes.

FloodplainNo
Not within a designated floodplain on the provincial floodplain maps. These maps are historical and don't cover every river or the coast.
Source: Province of BC, Mapped Floodplains in BC
Agricultural Land ReserveNo
Not inside the Agricultural Land Reserve on the provincial map.
Source: Agricultural Land Commission, ALR boundary
HeritageNo
Not on the BC Register of Historic Places or in a heritage conservation area.
Source: BC Heritage Branch, historic places and conservation areas

From public government maps, matched to the listing's map pin. Maps can be out of date or miss a lot line; confirm with the municipality.

$3,760/mo

Mortgage $3,002 · Tax $351 · Strata $407

20% down at 4.34% fixed (Ratehub.ca), 25 years; tax from the listing; strata fee from the listing.

estimated payment

$3,002/ monthly

loan $551,200

25-year amortization

down payment20% · $137,80020%+ down: no mortgage insuranceinterest rate4.34%Rates from Ratehub.ca (best 5-year fixed and variable), checked Oct 7, 2026. Semi-annual compounding; your lender's rate may differ.amortizationpayment frequency

total interest: $349,372
property transfer tax: $11,780; BC general rate
cash to close: $149,580; down + PTT
total paid: $900,572

Estimates only. Rates change daily and lenders qualify at the stress-test rate; first-time-buyer and newly-built PTT exemptions aren't applied. Talk to a mortgage broker before you offer.

Rent: $2,098/mo
After all costs: −$2,005/mo
Cap rate: 1.7%; yearly net rent ÷ price

Rent / moDown payment %Rate %

Costs: mortgage $3,002 · tax $351 · strata $407 · insurance ~$175 · vacancy 3% · upkeep 5%.

Rent starts at CMHC's average for a 2-bedroom in Kelowna (CMHC Rental Market Survey, October 2025). Averages include long-time tenants, so new leases usually ask more; houses usually rent for more than apartments. 25-year mortgage; rental purchases need at least 20% down.

BC rules for landlords

Short-term rentals are limited to the host's principal residence in most communities. gov.bc.ca
Rent increases are capped once a year at the province's set amount. gov.bc.ca
The speculation and vacancy tax applies in many areas to homes not lived in or rented out. gov.bc.ca
Selling within two years of buying can trigger the BC home flipping tax. gov.bc.ca

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