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$399,900

440 22661 Lougheed Highway

Maple Ridge · MLS® R3165183

All units at 22661 Lougheed Hwy →

2 bed · 1 bath · 831 sq ft · 1 parking

Condo · Single Family · built 1990 · 26 days on market

Listed by Scott Handyside, Royal LePage West Real Estate Services

Realtor's description

Welcome to Golden Ears Gate - a spacious 2 bedroom, 1 bathroom condo in a super convenient Maple Ridge location. Bright open-concept living and dining area with an updated kitchen featuring white cabinetry, butcher block countertops, and plenty of storage. Generous laundry room with side-by-side washer & dryer plus extra storage space. Cozy gas fireplace and peaceful views of the mountains and city lights. Located just steps to shopping, restaurants, transit, and everyday amenities, making it easy to leave the car at home. Includes 1 secure underground parking stall. Pet-friendly building allowing 2 small dogs (combined weight up to 26 lbs), or 1 dog and 1 cat, or 2 cats. Great opportunity for first-time buyers, downsizers, or investors.

Property details

Type: Condo, Single Family
Bedrooms: 2
Bathrooms: 1
Living area: 831 sq ft
Parking: 1
Year built: 1990
Property tax: $2,358 / yr
Strata fee: $477 / mo ($0.57 / sq ft)
Strata rules: Pets Allowed With Restrictions
Days on market: 26
MLS®: R3165183

Buying in a building from 1982 to 2000: what to read first

Features

Central location
Elevator
Pets Allowed With Restrictions

Price check

Below typical for the area (-15%)

2026 assessment: $386,000 · asking is +3.6%
Price per sq ft: $481 vs $565 median for condos in Maple Ridge for sale (153)

An estimate from public BC Assessment records, registered sales and the listings for sale right now, not an appraisal. Condition, renovations, views and lot all move real value.

Property insights

On market 26 days · no price changes so far

The market here

Listed now: 47 days; median for 161 condos for sale; this one 26 days

Condos in Maple Ridge. Sale prices register 1 to 3 months after a sale closes.

Property tax by year

Year	Assessed	Est. tax
2026	$386,000	$1,751
2025	$392,000	$1,642

Estimated tax up 6.6% from 2025 to 2026.

The listing shows $2,358 a year in property tax.

Estimate: the BC Assessment value times Maple Ridge's residential tax rate for that year (Province of BC, local government statistics). Leaves out the home owner grant, parcel taxes and utility charges; the city's tax notice is the real figure.

Monthly cost

$2,416/mo

Mortgage $1,742 · Tax $197 · Strata $477

20% down at 4.34% fixed (Ratehub.ca), 25 years; tax from the listing; strata fee from the listing.

estimated payment

$1,742/ monthly

loan $319,920

25-year amortization

down payment20% · $79,98020%+ down: no mortgage insuranceinterest rate4.34%Rates from Ratehub.ca (best 5-year fixed and variable), checked Oct 11, 2026. Semi-annual compounding; your lender's rate may differ.amortizationpayment frequency

total interest: $202,778
property transfer tax: $5,998; BC general rate
cash to close: $85,978; down + PTT
total paid: $522,698

Estimates only. Rates change daily and lenders qualify at the stress-test rate; first-time-buyer and newly-built PTT exemptions aren't applied. Talk to a mortgage broker before you offer.

If you rented it out

Rent: $1,653/mo
After all costs: −$930/mo
Cap rate: 2.4%; yearly net rent ÷ price

Rent / moDown payment %Rate %

Costs: mortgage $1,742 · tax $197 · strata $477 · insurance ~$35 · vacancy 3% · upkeep 5%.

Rent starts at CMHC's average for a 2-bedroom in Maple Ridge (CMHC Rental Market Survey, October 2025). Averages include long-time tenants, so new leases usually ask more; houses usually rent for more than apartments. 25-year mortgage; rental purchases need at least 20% down.

BC rules for landlords

Short-term rentals are limited to the host's principal residence in most communities. gov.bc.ca
Rent increases are capped once a year at the province's set amount. gov.bc.ca
The speculation and vacancy tax applies in many areas to homes not lived in or rented out. gov.bc.ca
Selling within two years of buying can trigger the BC home flipping tax. gov.bc.ca