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$259,900

4451 SCOTTON AVENUE

Terrace · MLS® R3158438

2 bed · 1 bath · 1,285 sq ft · 18,494 sq ft lot

House · Single Family · built 1970 · 44 days on market

Listed by Rick McDaniel, Royal LePage Aspire Realty (Terr)

Realtor's description

Ready for some elbow grease, this partly renovated home is ready for you to add your finishing touches. With heat pump, roof, electrical upgrade and some new windows and a kitchen upgrade, you have a good head start! The property features some beautiful landscape features, with fruit trees, berries and gardens adding character. This one won't last!

Property details

Type: House, Single Family
Bedrooms: 2
Bathrooms: 1
Living area: 1,285 sq ft
Lot: 18,494 sq ft
Parking: 0
Year built: 1970
Property tax: $1,688 / yr
Days on market: 44
MLS®: R3158438

Price check

Below typical for the area (-28%)

2026 assessment: $223,300 · asking is +16%
Price per sq ft: $202 vs $282 median for houses in Terrace for sale (102)

An estimate from public BC Assessment records, registered sales and the listings for sale right now, not an appraisal. Condition, renovations, views and lot all move real value.

Property insights

On market 44 days · no price changes so far

The market here

Listed now: 47 days; median for 102 houses for sale; this one 44 days

Houses in Terrace. Sale prices register 1 to 3 months after a sale closes.

Monthly cost

$1,273/mo

Mortgage $1,132 · Tax $141

20% down at 4.34% fixed (Ratehub.ca), 25 years; tax from the listing.

estimated payment

$1,132/ monthly

loan $207,920

25-year amortization

down payment20% · $51,98020%+ down: no mortgage insuranceinterest rate4.34%Rates from Ratehub.ca (best 5-year fixed and variable), checked Oct 7, 2026. Semi-annual compounding; your lender's rate may differ.amortizationpayment frequency

total interest: $131,788
property transfer tax: $3,198; BC general rate
cash to close: $55,178; down + PTT
total paid: $339,708

Estimates only. Rates change daily and lenders qualify at the stress-test rate; first-time-buyer and newly-built PTT exemptions aren't applied. Talk to a mortgage broker before you offer.