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$999,900

455 Campbell Avenue

North Kamloops, Kamloops · MLS® 10402486

9 bed · 4 bath · 3,887 sq ft · 1 parking

House · Single Family · built 1993 · 5 days on market

Listed by Malia Magnusson, REMAX Kamloops

Outstanding turnkey investment opportunity! This unique package includes two half duplexes located at 235 King Street & 455 Campbell Avenue, each featuring a self-contained unauthorized basement suite for a total of four rental units. Strong existing income, excellent cash flow potential, and a desirable location directly across from McDonald Park, and also close to shopping, schools, transit, and making this a rare addition to any investment portfolio. One side has 3 bdrm up, and 2 bdrm down, and other side has 3 bdrm up and 1 bdrm down. Natural gas furnaces updated in 2022. Central A/C. Hot water tanks 2022 and 2019. Whether you're a seasoned investor or looking to build long-term wealth through real estate, this is an opportunity you won't want to miss. Financial information available upon request.

Type: House, Single Family
Bedrooms: 9
Bathrooms: 4
Living area: 3,887 sq ft
Parking: 1
Year built: 1993
Property tax: $7,923 / yr
Days on market: 5
MLS®: 10402486

Below typical for the area (-15%)

2026 assessment: $581,000 · asking is +72%
Price per sq ft: $257 vs $301 median for houses in North Kamloops for sale (49)

An estimate from public BC Assessment records, registered sales and the listings for sale right now, not an appraisal. Condition, renovations, views and lot all move real value.

On market 5 days

Listed now: 48 days; median for 609 houses for sale; this one 5 days

Houses in Kamloops. Sale prices register 1 to 3 months after a sale closes.

FloodplainYes
This address is within a designated floodplain on the provincial floodplain maps (Thompson River). Local rules can set things like minimum floor heights; the municipality can confirm what applies.
Source: Province of BC, Mapped Floodplains in BC
Agricultural Land ReserveNo
Not inside the Agricultural Land Reserve on the provincial map.
Source: Agricultural Land Commission, ALR boundary
HeritageNo
Not on the BC Register of Historic Places or in a heritage conservation area.
Source: BC Heritage Branch, historic places and conservation areas

From public government maps, matched to the listing's map pin. Maps can be out of date or miss a lot line; confirm with the municipality.

Catchment schools, Kamloops Thompson School District 73

Elementary K-7 Arthur Hatton Elementaryhomes in this catchment
1000 m away · 315 Chestnut Ave, Kamloops · 250-376-7217
Secondary 8-12 NorKam Secondaryhomes in this catchment
1.3 km away · 730 12th St, Kamloops · 250-376-1272

From the Kamloops Thompson School District 73's published catchment maps. A catchment gives priority, not a guaranteed seat, and French immersion and choice programs work differently. The district confirms catchment: check with its school locator.

$5,017/mo

Mortgage $4,356 · Tax $660

20% down at 4.34% fixed (Ratehub.ca), 25 years; tax from the listing.

estimated payment

$4,356/ monthly

loan $799,920

25-year amortization

down payment20% · $199,98020%+ down: no mortgage insuranceinterest rate4.34%Rates from Ratehub.ca (best 5-year fixed and variable), checked Oct 7, 2026. Semi-annual compounding; your lender's rate may differ.amortizationpayment frequency

total interest: $507,021
property transfer tax: $17,998; BC general rate
cash to close: $217,978; down + PTT
total paid: $1,306,941

Estimates only. Rates change daily and lenders qualify at the stress-test rate; first-time-buyer and newly-built PTT exemptions aren't applied. Talk to a mortgage broker before you offer.

Suite rent: $1,345/mo
Your cost after the suite: $3,954/mo; vs $5,192 without it

Suite rent / moDown payment %Rate %

Costs: mortgage $4,356 · tax $660 · insurance ~$175 · vacancy 3% · upkeep 5%.

Rent starts at CMHC's average for a 3+ bedroom (1-bedroom for the suite) in Kamloops (CMHC Rental Market Survey, October 2025). Averages include long-time tenants, so new leases usually ask more; houses usually rent for more than apartments. 25-year mortgage; rental purchases need at least 20% down.

BC rules for landlords

Short-term rentals are limited to the host's principal residence in most communities. gov.bc.ca
Rent increases are capped once a year at the province's set amount. gov.bc.ca
The speculation and vacancy tax applies in many areas to homes not lived in or rented out. gov.bc.ca
Selling within two years of buying can trigger the BC home flipping tax. gov.bc.ca

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