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$724,900

465 Bach Road

Rutland North, Kelowna · MLS® 10398319

3 bed · 2 bath · 1,801 sq ft · 0 sq ft lot · 3 parking

House · Single Family · built 1975 · 42 days on market

Listed by Kimberly Ballard, Century 21 Assurance Realty Ltd

Bring your ideas and see the potential! Set on a large lot with MF1 zoning, this 3-bedroom, 2-bathroom home offers an opportunity to make it your own today, while also providing flexibility for the future. With two separate living areas plus a den, there’s plenty of space for a growing family. The large yard has room for kids, pets, gardening and entertaining, while the drive-through garage provides easy backyard access and extra space for toys or weekend projects. Elementary, middle and high schools are all within walking distance, along with the Kelowna Family Y, Rutland sports fields and recreation amenities. Ready for some updating, this property offers a functional layout and plenty of opportunity to add value, whether you choose to renovate, hold as an investment or explore future redevelopment possibilities under the MF1 zoning (buyer to verify with City of Kelowna).

Type: House, Single Family
Bedrooms: 3
Bathrooms: 2
Living area: 1,801 sq ft
Lot: 0 sq ft
Parking: 3
Year built: 1975
Property tax: $4,037 / yr
Days on market: 42
MLS®: 10398319

Typical for the area (-2.7%)

2026 assessment: $726,000 · asking is -0.2%
Price per sq ft: $402 vs $414 median for houses in Rutland North for sale (89)

An estimate from public BC Assessment records, registered sales and the listings for sale right now, not an appraisal. Condition, renovations, views and lot all move real value.

On market 42 days

Listed now: 71 days; median for 925 houses for sale; this one 42 days

Houses in Kelowna. Sale prices register 1 to 3 months after a sale closes.

FloodplainNo
Not within a designated floodplain on the provincial floodplain maps. These maps are historical and don't cover every river or the coast.
Source: Province of BC, Mapped Floodplains in BC
Agricultural Land ReserveNo
Not inside the Agricultural Land Reserve on the provincial map.
Source: Agricultural Land Commission, ALR boundary
HeritageNo
Not on the BC Register of Historic Places or in a heritage conservation area.
Source: BC Heritage Branch, historic places and conservation areas

From public government maps, matched to the listing's map pin. Maps can be out of date or miss a lot line; confirm with the municipality.

Catchment schools, Central Okanagan School District 23

Elementary Springvalley Elementaryhomes in this catchment
Middle Rutland Middlehomes in this catchment
Secondary Rutland Secondaryhomes in this catchment

From the Central Okanagan School District 23's published catchment maps. A catchment gives priority, not a guaranteed seat, and French immersion and choice programs work differently. The district confirms catchment: check with its school locator.

$3,495/mo

Mortgage $3,158 · Tax $336

20% down at 4.34% fixed (Ratehub.ca), 25 years; tax from the listing.

estimated payment

$3,158/ monthly

loan $579,920

25-year amortization

down payment20% · $144,98020%+ down: no mortgage insuranceinterest rate4.34%Rates from Ratehub.ca (best 5-year fixed and variable), checked Oct 7, 2026. Semi-annual compounding; your lender's rate may differ.amortizationpayment frequency

total interest: $367,576
property transfer tax: $12,498; BC general rate
cash to close: $157,478; down + PTT
total paid: $947,496

Estimates only. Rates change daily and lenders qualify at the stress-test rate; first-time-buyer and newly-built PTT exemptions aren't applied. Talk to a mortgage broker before you offer.

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