5045 PAYNE STREET

Vancouver · MLS® R3165477

7 bed · 5 bath · 1,926 sq ft · 3,267 sq ft lot · 1 parking

House · Single Family · built 2012 · 22 days on market

Listed by JP Villanueva, eXp Realty

Excellent location!!! Walking distance to the Joyce-Collingwood Station, offering exceptional convenience and easy access to transit !! The main floor features 2 bedrooms and 1 bathroom, while the upper level offers a spacious primary bedroom with ensuite. The lower floor includes 1 bedroom, a flex room, and an additional bathroom - ideal for extended family living. Also below is a 2-bedroom, 1-bath mortgage helper, plus a separate 1-bedroom, 1-bath LANEWAY HOME for added rental income or multigenerational living.

Type: House, Single Family
Bedrooms: 7
Bathrooms: 5
Living area: 1,926 sq ft
Lot: 3,267 sq ft
Parking: 1
Year built: 2012
Property tax: $7,303 / yr
Days on market: 22
MLS®: R3165477

Typical for the area (+2.7%)

2026 assessment: $2,130,000 · asking is -6.1%
Price per sq ft: $1,038 vs $1,011 median for houses in Vancouver for sale (1701)

An estimate from public BC Assessment records, registered sales and the listings for sale right now, not an appraisal. Condition, renovations, views and lot all move real value.

Central location
All

On market 22 days

$9,322/mo

Mortgage $8,713 · Tax $609

20% down at 4.34% fixed (Ratehub.ca), 25 years; tax from the listing.

estimated payment

$8,713/ monthly

loan $1,599,910

25-year amortization

down payment20% · $399,97820%+ down: no mortgage insuranceinterest rate4.34%Rates from Ratehub.ca (best 5-year fixed and variable), checked Oct 7, 2026. Semi-annual compounding; your lender's rate may differ.amortizationpayment frequency

total interest: $1,014,086
property transfer tax: $37,998; BC general rate
cash to close: $437,975; down + PTT
total paid: $2,613,996

Estimates only. Rates change daily and lenders qualify at the stress-test rate; first-time-buyer and newly-built PTT exemptions aren't applied. Talk to a mortgage broker before you offer.

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