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$479,900

510 12109 223 STREET

Maple Ridge · MLS® R3119240

2 bed · 2 bath · 771 sq ft · 2 parking

Condo · Single Family · built 2025 · 156 days on market

Listed by Terri Smith, RE/MAX LIFESTYLES REALTY

Realtor's description

TOP-FLOOR living at Inspire - Maple Ridge by Platinum Group! This Camwood floorplan offers 754 square ft of bright, open living space highlighted by soaring high ceilings that create an airy, elevated feel throughout. Featuring 2 bedrooms & 2 bathrooms, this home also includes the rare bonus of 2 parking spots & storage. The designer kitchen showcases quartz countertops, Italian tile backsplash & stainless steel appliances, while spa-inspired bathrooms add a touch of luxury. Enjoy premium amenities including a full gym, yoga room, social lounge & rooftop patios with stunning mountain views, all just steps to shopping, transit & schools in the heart of Maple Ridge. Call your Realtor today! NO GST DUE! This home is s show stopper and all for under $500,000. - unbelievable but true!

Property details

Type: Condo, Single Family
Bedrooms: 2
Bathrooms: 2
Living area: 771 sq ft
Parking: 2
Year built: 2025
Property tax: $1,736 / yr
Strata fee: $292 / mo ($0.38 / sq ft)
Strata rules: Pets Allowed With Restrictions
Days on market: 156
MLS®: R3119240

Features

Central location
Elevator
Pets Allowed With Restrictions
All

Price check

Above typical for the area (+9.8%)

Price per sq ft: $622 vs $567 median for condos in Maple Ridge for sale (152)

An estimate from public BC Assessment records, registered sales and the listings for sale right now, not an appraisal. Condition, renovations, views and lot all move real value.

Property insights

On market 156 days

The market here

Listed now: 54 days; median for 152 condos for sale; this one 156 days

Condos in Maple Ridge. Sale prices register 1 to 3 months after a sale closes.

Monthly cost

$2,528/mo

Mortgage $2,091 · Tax $145 · Strata $292

20% down at 4.34% fixed (Ratehub.ca), 25 years; tax from the listing; strata fee from the listing.

estimated payment

$2,091/ monthly

loan $383,920

25-year amortization

down payment20% · $95,98020%+ down: no mortgage insuranceinterest rate4.34%Rates from Ratehub.ca (best 5-year fixed and variable), checked Oct 7, 2026. Semi-annual compounding; your lender's rate may differ.amortizationpayment frequency

total interest: $243,343
property transfer tax: $7,598; BC general rate
cash to close: $103,578; down + PTT
total paid: $627,263

Estimates only. Rates change daily and lenders qualify at the stress-test rate; first-time-buyer and newly-built PTT exemptions aren't applied. Talk to a mortgage broker before you offer.

If you rented it out

Rent: $1,653/mo
After all costs: −$1,042/mo
Cap rate: 2.6%; yearly net rent ÷ price

Rent / moDown payment %Rate %

Costs: mortgage $2,091 · tax $145 · strata $292 · insurance ~$35 · vacancy 3% · upkeep 5%.

Rent starts at CMHC's average for a 2-bedroom in Maple Ridge (CMHC Rental Market Survey, October 2025). Averages include long-time tenants, so new leases usually ask more; houses usually rent for more than apartments. 25-year mortgage; rental purchases need at least 20% down.

BC rules for landlords

Short-term rentals are limited to the host's principal residence in most communities. gov.bc.ca
Rent increases are capped once a year at the province's set amount. gov.bc.ca
The speculation and vacancy tax applies in many areas to homes not lived in or rented out. gov.bc.ca
Selling within two years of buying can trigger the BC home flipping tax. gov.bc.ca