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$299,000

5287 Gertrude St

Port Alberni · MLS® 1020866

4 bed · 2 bath · 1,865 sq ft · 1 parking

Townhouse · Single Family · built 1976 · 319 days on market

Listed by John Stilinovic, RE/MAX Mid-Island Realty

Here is a 3 Bedroom + den (4th bedroom), 2 Bath with garage Townhouse in Spencer Park. Great opportunity for first-time buyers or investors. This 3 level unit of 1800 sq ft of total space has a functional floor plan with spacious bedrooms and in-suite laundry. Located in a family-friendly complex close to schools, shopping, and public transit. Get in the market for under 300k!

Type: Townhouse, Single Family
Bedrooms: 4
Bathrooms: 2
Living area: 1,865 sq ft
Parking: 1
Year built: 1976
Property tax: $2,485 / yr
Strata fee: $490 / mo
Days on market: 319
MLS®: 1020866

Below typical for the area (-9.5%)

2026 assessment: $328,500 · asking is -9.0%
Est. market value: $330,281townhouses on Vancouver Island sold at a median +0.5% vs assessment this past year (14 sales)
Price per sq ft: $160 vs $326 median for townhouses in Port Alberni for sale (17)

An estimate from public BC Assessment records, registered sales and the listings for sale right now, not an appraisal. Condition, renovations, views and lot all move real value.

Central location
Level lot
Other
Family Oriented
Pets Allowed With Restrictions

On market 319 days

$2,000/mo

Mortgage $1,303 · Tax $207 · Strata $490

20% down at 4.34% fixed (Ratehub.ca), 25 years; tax from the listing; strata fee from the listing.

estimated payment

$1,303/ monthly

loan $239,200

25-year amortization

down payment20% · $59,80020%+ down: no mortgage insuranceinterest rate4.34%Rates from Ratehub.ca (best 5-year fixed and variable), checked Oct 6, 2026. Semi-annual compounding; your lender's rate may differ.amortizationpayment frequency

total interest: $151,614
property transfer tax: $3,980; BC general rate
cash to close: $63,780; down + PTT
total paid: $390,814

Estimates only. Rates change daily and lenders qualify at the stress-test rate; first-time-buyer and newly-built PTT exemptions aren't applied. Talk to a mortgage broker before you offer.

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