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$1,699,000

5910 164A STREET

Surrey · MLS® R3168614

5 bed · 4 bath · 3,737 sq ft · 5,428 sq ft lot · 4 parking

House · Single Family · built 2007 · 16 days on market

Listed by Jamie Ruscheinski, Royal LePage - Wolstencroft

Realtor's description

VALLEY VIEWS on a CUL-DE-SAC from this spotless 5-bed, 4-bath + den home, built by European builder Janmore! Great curb appeal, mature landscaping + parking for four! 9-foot ceilings, hardwood and crown throughout main w powder room + coffered ceiling in den! Open kitchen w white shaker cabinetry, SS appliances, granite, large island & work/desk station flowing through dining into the great room with a cozy tiled gas fireplace & wall of oversize windows. French doors lead to a private fenced backyard w deck + gazebo. 4 generously sized bedrooms up, + a sprawling primary with updated ensuite, laundry, & plenty of storage. Downstairs offers a one-bedroom suite with side entry, quality cabinetry, and laundry, great for extended family or mortgage help.

Property details

Type: House, Single Family
Bedrooms: 5
Bathrooms: 4
Living area: 3,737 sq ft
Lot: 5,428 sq ft
Parking: 4
Year built: 2007
Property tax: $6,320 / yr
Days on market: 16
MLS®: R3168614

Features

Washer
Refrigerator
Dishwasher
Stove
Dryer

Floor plans

Found among the listing photos.

Price check

Below typical for the area (-14%)

2026 assessment: $1,686,000 · asking is +0.8%
Price per sq ft: $455 vs $532 median for houses in Surrey for sale (1849)

An estimate from public BC Assessment records, registered sales and the listings for sale right now, not an appraisal. Condition, renovations, views and lot all move real value.

Property insights

On market 16 days · no price changes so far

The market here

Listed now: 64 days; median for 1905 houses for sale; this one 16 days

Houses in Surrey. Sale prices register 1 to 3 months after a sale closes.

Property tax by year

Year	Assessed	Est. tax
2026	$1,686,000	$5,778

The listing shows $6,320 a year in property tax.

Estimate: the BC Assessment value times Surrey's residential tax rate for that year (Province of BC, local government statistics). Leaves out the home owner grant, parcel taxes and utility charges; the city's tax notice is the real figure.

Monthly cost

$7,929/mo

Mortgage $7,402 · Tax $527

20% down at 4.34% fixed (Ratehub.ca), 25 years; tax from the listing.

estimated payment

$7,402/ monthly

loan $1,359,200

25-year amortization

down payment20% · $339,80020%+ down: no mortgage insuranceinterest rate4.34%Rates from Ratehub.ca (best 5-year fixed and variable), checked Oct 9, 2026. Semi-annual compounding; your lender's rate may differ.amortizationpayment frequency

total interest: $861,514
property transfer tax: $31,980; BC general rate
cash to close: $371,780; down + PTT
total paid: $2,220,714

Estimates only. Rates change daily and lenders qualify at the stress-test rate; first-time-buyer and newly-built PTT exemptions aren't applied. Talk to a mortgage broker before you offer.

If you rented it out

Suite rent: $1,602/mo
Your cost after the suite: $6,630/mo; vs $8,104 without it

Suite rent / moDown payment %Rate %

Costs: mortgage $7,402 · tax $527 · insurance ~$175 · vacancy 3% · upkeep 5%.

Rent starts at CMHC's average for a 3+ bedroom (1-bedroom for the suite) in Surrey (CMHC Rental Market Survey, October 2025). Averages include long-time tenants, so new leases usually ask more; houses usually rent for more than apartments. 25-year mortgage; rental purchases need at least 20% down.

BC rules for landlords

Short-term rentals are limited to the host's principal residence in most communities. gov.bc.ca
Rent increases are capped once a year at the province's set amount. gov.bc.ca
The speculation and vacancy tax applies in many areas to homes not lived in or rented out. gov.bc.ca
Selling within two years of buying can trigger the BC home flipping tax. gov.bc.ca

Location

Lot outline: 505 m² (5,436 sq ft) · PID 026-645-921. From ParcelMap BC; property lines are approximate, a survey is the legal boundary.

SurreyGoogle Maps ↗

Location

SurreyGoogle Maps ↗

Schools

Catchment schools, Surrey School District 36

Elementary Surrey Centre Elementaryhomes in this catchment
600 m away · 16670 Old Mclellan Rd, Surrey · 604-576-9191
Secondary Lord Tweedsmuir Secondaryhomes in this catchment
3.1 km away · 6151 180 St, Surrey · 778-242-7545

From the Surrey School District 36's published catchment maps. A catchment gives priority, not a guaranteed seat, and French immersion and choice programs work differently. The district confirms catchment: check with its school locator.

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