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$1,215,000

6165 192 STREET

Surrey · MLS® R3169325

3 bed · 3 bath · 2,025 sq ft · 7,143 sq ft lot · 4 parking

House · Single Family · built 1988 · 15 days on market

Listed by Rupy Dhillon, Century 21 Coastal Realty Ltd.

Realtor's description

Gorgeous updated rancher in great location in Cloverdale with bachelor suite. Nice open feel with many updates! Updates include new pot lights throughout, new aluminum gates, new fence, new paint inside & outside trims and new patio cover. Open concept kitchen with quartz counter tops and newer appliances including a double oven. Warm contemporary colors, newer crown molding, newer laminate flooring throughout, completely updated 3 beautiful bathroom. Quiet lane access with RV parking. Walking distance to elementary School, bus station, future sky train station and close to the Mall.

Property details

Type: House, Single Family
Bedrooms: 3
Bathrooms: 3
Living area: 2,025 sq ft
Lot: 7,143 sq ft
Parking: 4
Year built: 1988
Property tax: $5,140 / yr
Days on market: 15
MLS®: R3169325

Features

Washer
Refrigerator
Dishwasher
Stove
Dryer

Floor plans

Found among the listing photos.

Price check

Above typical for the area (+13%)

2026 assessment: $1,238,600 · asking is -1.9%
Price per sq ft: $600 vs $532 median for houses in Surrey for sale (1848)

An estimate from public BC Assessment records, registered sales and the listings for sale right now, not an appraisal. Condition, renovations, views and lot all move real value.

Property insights

On market 15 days · no price changes so far

The market here

Listed now: 64 days; median for 1903 houses for sale; this one 15 days

Houses in Surrey. Sale prices register 1 to 3 months after a sale closes.

Property tax by year

Year	Assessed	Est. tax
2026	$1,238,600	$4,245

The listing shows $5,140 a year in property tax.

Estimate: the BC Assessment value times Surrey's residential tax rate for that year (Province of BC, local government statistics). Leaves out the home owner grant, parcel taxes and utility charges; the city's tax notice is the real figure.

Monthly cost

$5,722/mo

Mortgage $5,294 · Tax $428

20% down at 4.34% fixed (Ratehub.ca), 25 years; tax from the listing.

estimated payment

$5,294/ monthly

loan $972,000

25-year amortization

down payment20% · $243,00020%+ down: no mortgage insuranceinterest rate4.34%Rates from Ratehub.ca (best 5-year fixed and variable), checked Oct 9, 2026. Semi-annual compounding; your lender's rate may differ.amortizationpayment frequency

total interest: $616,092
property transfer tax: $22,300; BC general rate
cash to close: $265,300; down + PTT
total paid: $1,588,092

Estimates only. Rates change daily and lenders qualify at the stress-test rate; first-time-buyer and newly-built PTT exemptions aren't applied. Talk to a mortgage broker before you offer.

If you rented it out

Suite rent: $1,602/mo
Your cost after the suite: $4,423/mo; vs $5,897 without it

Suite rent / moDown payment %Rate %

Costs: mortgage $5,294 · tax $428 · insurance ~$175 · vacancy 3% · upkeep 5%.

Rent starts at CMHC's average for a 3+ bedroom (1-bedroom for the suite) in Surrey (CMHC Rental Market Survey, October 2025). Averages include long-time tenants, so new leases usually ask more; houses usually rent for more than apartments. 25-year mortgage; rental purchases need at least 20% down.

BC rules for landlords

Short-term rentals are limited to the host's principal residence in most communities. gov.bc.ca
Rent increases are capped once a year at the province's set amount. gov.bc.ca
The speculation and vacancy tax applies in many areas to homes not lived in or rented out. gov.bc.ca
Selling within two years of buying can trigger the BC home flipping tax. gov.bc.ca

Location

Lot outline: 660 m² (7,104 sq ft) · PID 009-434-658. From ParcelMap BC; property lines are approximate, a survey is the legal boundary.

SurreyGoogle Maps ↗

Location

SurreyGoogle Maps ↗

Schools

Catchment schools, Surrey School District 36

Elementary Latimer Road Elementaryhomes in this catchment
300 m away · 19233 60 Ave, Surrey · 604-576-9184
Secondary Clayton Heights Secondaryhomes in this catchment
1.8 km away · 7003 188 St, Surrey · 604-576-4138

From the Surrey School District 36's published catchment maps. A catchment gives priority, not a guaranteed seat, and French immersion and choice programs work differently. The district confirms catchment: check with its school locator.

Development nearby

Rezoning for a 30 storey, 602 unit building
350 m away · 2025 · concluded
Rezoning from Comprehensive Development Zone (CD) Bylaw no. 20151 to Comprehensive Development Zone (CD) (based on Multiple Residential Commercial 135 Zone (RM-135); General Development Permit to permit the development of two residential towers (25 storeys and 30 storeys) with 602 residential units and one mid-rise hotel (12 storeys) with 133 rooms with commercial uses on the ground floor.
Rezoning for a 6 storey, 157 unit building
320 m away · 2023 · conditionally approved
OCP Amendment from Urban to Multiple Residential; OCP Text Amendment to allow a higher density in the Multiple Residential designation; Rezoning from RF to CD (based on RM-70); Subdivision Consolidation from 2 to 1 lot; Development Variance Permit to vary on-site parking requirements; and Development Permit to allow the development of a 6-storey apartment building with approximately 157 dwelling u
Rezoning
320 m away · 2026 · under review
Rezoning from R3 to R4 and Subdivision from one (1) to two (2) lots.

Applications filed with the city, active or decided in the last 3 years, measured from the listing's map pin. An application isn't an approval; the city's page has the current details. Source: City of Surrey development applications.

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