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$649,990

617 Payne Street

Creston · MLS® 10378335

4 bed · 2 bath · 3,050 sq ft · 3 sq ft lot · 0 parking

House · Single Family · built 1920 · 215 days on market

Listed by Michael Harding, Century 21 Assurance Realty Ltd

Exceptional 3-Acre Estate in Central Creston – Unbeatable Value Discover this stunning private oasis at 617 Payne Street, offering 3 acres in one of Creston's most prestigious neighborhoods with incredible commercial potential at an exceptional price point. Property Highlights: Suite Recently renovated bungalow with two custom-built sunrooms Brand new separate suite structure with private entrance – ideal for rental income Tranquil koi pond and expansive natural pond with private dock Picturesque meadow and creek flowing through the property Mature trees ensuring complete privacy Investment Opportunity: This rare property offers dual residential use and rezoning potential for subdivision into premium building lots. The separate suite building provides immediate income potential or guest accommodation. Minor finishing touches in progress include railings, final flooring, and landscaping completion. Perfect as a private estate or lucrative investment opportunity, this hidden gem combines natural beauty with modern comfort in central Creston. Contact your realtor today to view this extraordinary property at 617 Payne Street – priced to sell quickly. VIDEO LINK: https://youtu.be/YtoEnBhqtD8

Type: House, Single Family
Bedrooms: 4
Bathrooms: 2
Living area: 3,050 sq ft
Lot: 3 sq ft
Parking: 0
Year built: 1920
Property tax: $4,614 / yr
Days on market: 215
MLS®: 10378335

Below typical for the area (-25%)

Price per sq ft: $213 vs $284 median for houses in Creston for sale (39)

An estimate from public BC Assessment records, registered sales and the listings for sale right now, not an appraisal. Condition, renovations, views and lot all move real value.

On market 215 days

Listed now: 89 days; median for 52 houses for sale; this one 215 days

Houses in Creston. Sale prices register 1 to 3 months after a sale closes.

FloodplainNo
Not within a designated floodplain on the provincial floodplain maps. These maps are historical and don't cover every river or the coast.
Source: Province of BC, Mapped Floodplains in BC
Agricultural Land ReserveNo
Not inside the Agricultural Land Reserve on the provincial map.
Source: Agricultural Land Commission, ALR boundary
HeritageNo
Not on the BC Register of Historic Places or in a heritage conservation area.
Source: BC Heritage Branch, historic places and conservation areas

From public government maps, matched to the listing's map pin. Maps can be out of date or miss a lot line; confirm with the municipality.

$3,216/mo

Mortgage $2,832 · Tax $385

20% down at 4.34% fixed (Ratehub.ca), 25 years; tax from the listing.

estimated payment

$2,832/ monthly

loan $519,992

25-year amortization

down payment20% · $129,99820%+ down: no mortgage insuranceinterest rate4.34%Rates from Ratehub.ca (best 5-year fixed and variable), checked Oct 7, 2026. Semi-annual compounding; your lender's rate may differ.amortizationpayment frequency

total interest: $329,591
property transfer tax: $11,000; BC general rate
cash to close: $140,998; down + PTT
total paid: $849,583

Estimates only. Rates change daily and lenders qualify at the stress-test rate; first-time-buyer and newly-built PTT exemptions aren't applied. Talk to a mortgage broker before you offer.

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