House
$731,222
27% less per sq ft975 Neptune Road
Rutland South, Kelowna124 days on market
3 bd3 ba2,190 sq ft
MLS® 103902501 / 40
$859,000
620 Ziprick Road
Rutland South, Kelowna · MLS® 10402193
4 bed · 3 bath · 2,064 sq ft · 0 sq ft lot · 2 parking
House · Single Family · built 1976 · 5 days on market
Listed by Mark Chomyshen, Coldwell Banker Executives Realty
Realtor's description
This 4-bedroom, 2-bathroom home offers a flexible layout perfect for families, multi-generational living, or buyers looking for an income helper. The big-ticket items are already done with newer roof, windows, hot water tank, air conditioning and Hardie board exterior—giving you more time to simply enjoy the home. The main floor features 3 bedrooms, while the lower level offers an in-law suite plus a versatile additional room that could be a 4th bedroom, family room, home office or whatever your lifestyle demands. And then there’s the yard! The generous lot provides loads of parking for vehicles, RVs or tenants, while the fully fenced and beautifully maintained backyard gives you a private space to relax and entertain. The large deck is perfect for summer BBQs, and the huge shop is a dream for the hobbyist, tinkerer or vintage-car enthusiast. The location is tough to beat—close to schools, shopping, amenities and with the Mission Creek Greenway right nearby for walking, cycling and enjoying the outdoors. With updates already completed, a flexible floor plan, income potential, tons of parking, a massive shop and a fantastic Kelowna location, this home offers the flexibility today’s buyers are looking for.
Property details
- Type
- House, Single Family
- Bedrooms
- 4
- Bathrooms
- 3
- Living area
- 2,064 sq ft
- Lot
- 0 sq ft
- Parking
- 2
- Year built
- 1976
- Property tax
- $4,457 / yr
- Strata rules
- Pets Allowed, Rentals Allowed
- Days on market
- 5
- MLS®
- 10402193
Features
- Pets Allowed
- Rentals Allowed
- Refrigerator
- Oven - Electric
- Range - Electric
- Dishwasher
Floor plans
Found among the listing photos.
Monthly cost
$4,114/mo
Mortgage $3,743 · Tax $371
20% down at 4.34% fixed (Ratehub.ca), 25 years; tax from the listing.
If you rented it out
- Suite rent
- $1,597/mo
- Your cost after the suite
- $2,820/mo
- vs $4,289 without it
Costs: mortgage $3,743 · tax $371 · insurance ~$175 · vacancy 3% · upkeep 5%.
Rent starts at CMHC's average for a 3+ bedroom (1-bedroom for the suite) in Kelowna (CMHC Rental Market Survey, October 2025). Averages include long-time tenants, so new leases usually ask more; houses usually rent for more than apartments. 25-year mortgage; rental purchases need at least 20% down.
BC rules for landlords
- Short-term rentals are limited to the host's principal residence in most communities. gov.bc.ca
- Rent increases are capped once a year at the province's set amount. gov.bc.ca
- The speculation and vacancy tax applies in many areas to homes not lived in or rented out. gov.bc.ca
- Selling within two years of buying can trigger the BC home flipping tax. gov.bc.ca
Location
Rutland South, KelownaGoogle Maps ↗
Schools
Catchment schools, Central Okanagan School District 23
- Elementary Springvalley Elementaryhomes in this catchment
400 m away · 350 Ziprick Rd, Kelowna · 250-870-5111
- Middle Springvalley Middlehomes in this catchment
400 m away · 350 Ziprick Rd, Kelowna · 250-870-5111
- Secondary Rutland Secondaryhomes in this catchment
2.9 km away · 715 Rutland Rd N, Kelowna · 250-870-5109
From the Central Okanagan School District 23's published catchment maps. A catchment gives priority, not a guaranteed seat, and French immersion and choice programs work differently. The district confirms catchment: check with its school locator.
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