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$2,690,000

7823 GARFIELD DRIVE

Delta · MLS® R3161364

8 bed · 7 bath · 5,390 sq ft · 11,178 sq ft lot · 7 parking

House · Single Family · built 2013 · 35 days on market

Listed by Elva Song, RE/MAX Crest Realty

Realtor's description

Welcome to this exceptionally well-maintained home situated on an expansive ¼-acre lot. Meticulously cared for, feels like new - yet even better than new. Offering 8 bedrooms throughout the home, including 4 upstairs, 1 on the main floor with a separate entrance, and additional bedrooms below, plus an approximately 856sf two-bedroom in-law suite. The main level features a well-appointed chef-inspired kitchen with high-end stainless steel appliances, complemented by radiant in-floor heating and attractive tile flooring with the look of hardwood. Soaring over-height ceilings add to the spacious feel, while the amazing outdoor patio is designed for entertaining, complete with a built-in sink and fireplace. The lower level offers additional entertaining space. Must see!

Property details

Type: House, Single Family
Bedrooms: 8
Bathrooms: 7
Living area: 5,390 sq ft
Lot: 11,178 sq ft
Parking: 7
Year built: 2013
Property tax: $8,017 / yr
Days on market: 35
MLS®: R3161364

Features

Washer
Refrigerator
Central Vacuum
Dishwasher
Stove
Dryer

Price check

Below typical for the area (-15%)

2026 assessment: $2,088,000 · asking is +29%
Price per sq ft: $499 vs $585 median for houses in Delta for sale (408)

An estimate from public BC Assessment records, registered sales and the listings for sale right now, not an appraisal. Condition, renovations, views and lot all move real value.

Property insights

On market 35 days · no price changes so far

The market here

Listed now: 58 days; median for 415 houses for sale; this one 35 days

Houses in Delta. Sale prices register 1 to 3 months after a sale closes.

Property tax by year

Year	Assessed	Est. tax
2026	$2,088,000	$8,461

The listing shows $8,017 a year in property tax.

Estimate: the BC Assessment value times Delta's residential tax rate for that year (Province of BC, local government statistics). Leaves out the home owner grant, parcel taxes and utility charges; the city's tax notice is the real figure.

Monthly cost

$12,388/mo

Mortgage $11,720 · Tax $668

20% down at 4.34% fixed (Ratehub.ca), 25 years; tax from the listing.

estimated payment

$11,720/ monthly

loan $2,152,000

25-year amortization

down payment20% · $538,00020%+ down: no mortgage insuranceinterest rate4.34%Rates from Ratehub.ca (best 5-year fixed and variable), checked Oct 9, 2026. Semi-annual compounding; your lender's rate may differ.amortizationpayment frequency

total interest: $1,364,022
property transfer tax: $58,700; BC general rate
cash to close: $596,700; down + PTT
total paid: $3,516,022

Estimates only. Rates change daily and lenders qualify at the stress-test rate; first-time-buyer and newly-built PTT exemptions aren't applied. Talk to a mortgage broker before you offer.

If you rented it out

Suite rent: $1,550/mo
Your cost after the suite: $11,137/mo; vs $12,563 without it

Suite rent / moDown payment %Rate %

Costs: mortgage $11,720 · tax $668 · insurance ~$175 · vacancy 3% · upkeep 5%.

Rent starts at CMHC's average for a 3+ bedroom (1-bedroom for the suite) in Delta (CMHC Rental Market Survey, October 2025). Averages include long-time tenants, so new leases usually ask more; houses usually rent for more than apartments. 25-year mortgage; rental purchases need at least 20% down.

BC rules for landlords

Short-term rentals are limited to the host's principal residence in most communities. gov.bc.ca
Rent increases are capped once a year at the province's set amount. gov.bc.ca
The speculation and vacancy tax applies in many areas to homes not lived in or rented out. gov.bc.ca
Selling within two years of buying can trigger the BC home flipping tax. gov.bc.ca

Location

DeltaGoogle Maps ↗

Location

DeltaGoogle Maps ↗

Schools

Catchment schools, Delta School District 37

Elementary Gray Elementaryhomes in this catchment
400 m away · 10855 80 Ave, Delta · 604-594-2474
Secondary Sands Secondaryhomes in this catchment
500 m away · 10840 82 Ave, Delta · 604-594-3474

From the Delta School District 37's published catchment maps. A catchment gives priority, not a guaranteed seat, and French immersion and choice programs work differently. The district confirms catchment: check with its school locator.

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