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$299,000

813 LOTBINIERE STREET

Prince Rupert · MLS® R3163677

2 bed · 2 bath · 1,200 sq ft

Townhouse · Single Family · built 1963 · 28 days on market

Listed by Emily Kawaguchi, RE/MAX Coast Mountains (PR)

Realtor's description

Renovated and move-in ready. Modernized from the top down your search stops here for affordable housing in Prince Rupert. This townhouse comes with a new kitchen and brand new appliances as well as 2 new bathrooms and new flooring, drywall, baseboards and paint. Upstairs both big bedrooms have walk in closets and there is a convenient laundry room off the 4 piece bathroom. Central location right across from recreation the only thing left to do is move right in.

Property details

Type: Townhouse, Single Family
Bedrooms: 2
Bathrooms: 2
Living area: 1,200 sq ft
Parking: 0
Year built: 1963
Property tax: $3,846 / yr
Days on market: 28
MLS®: R3163677

Price check

2026 assessment: $170,200 · asking is +76%
Last sold: $120,000 · Apr 25, 2023

An estimate from public BC Assessment records, registered sales and the listings for sale right now, not an appraisal. Condition, renovations, views and lot all move real value.

Property insights

On market 28 days

The market here

Listed now: 52 days; median for 2 townhouses for sale; this one 28 days

Townhouses in Prince Rupert. Sale prices register 1 to 3 months after a sale closes.

Monthly cost

$1,623/mo

Mortgage $1,303 · Tax $321

20% down at 4.34% fixed (Ratehub.ca), 25 years; tax from the listing.

estimated payment

$1,303/ monthly

loan $239,200

25-year amortization

down payment20% · $59,80020%+ down: no mortgage insuranceinterest rate4.34%Rates from Ratehub.ca (best 5-year fixed and variable), checked Oct 7, 2026. Semi-annual compounding; your lender's rate may differ.amortizationpayment frequency

total interest: $151,614
property transfer tax: $3,980; BC general rate
cash to close: $63,780; down + PTT
total paid: $390,814

Estimates only. Rates change daily and lenders qualify at the stress-test rate; first-time-buyer and newly-built PTT exemptions aren't applied. Talk to a mortgage broker before you offer.

If you rented it out

Rent: $1,154/mo
After all costs: −$737/mo
Cap rate: 2.3%; yearly net rent ÷ price

Rent / moDown payment %Rate %

Costs: mortgage $1,303 · tax $321 · insurance ~$175 · vacancy 3% · upkeep 5%.

Rent starts at CMHC's average for a 2-bedroom in Prince Rupert (CMHC Rental Market Survey, October 2025). Averages include long-time tenants, so new leases usually ask more; houses usually rent for more than apartments. 25-year mortgage; rental purchases need at least 20% down.

BC rules for landlords

Short-term rentals are limited to the host's principal residence in most communities. gov.bc.ca
Rent increases are capped once a year at the province's set amount. gov.bc.ca
The speculation and vacancy tax applies in many areas to homes not lived in or rented out. gov.bc.ca
Selling within two years of buying can trigger the BC home flipping tax. gov.bc.ca