$3,280,000

815 SPENCE WAY

Anmore · MLS® R3101419

5 bed · 5 bath · 6,918 sq ft · 1 sq ft lot

House · Single Family · built 2000 · 204 days on market

Listed by Xu Pan, Homeland Realty

Realtor's description

An exquisite treasure in beautiful Anmore. BC. Situated on a picturesque 1.14-acre flat private lot, this outstanding 6,918 sq. ft.West Coast Contemporary custom built rancher has been fabulously updated with over $100,000 spent in professional renovations. This luxurious home features rustic elements that bring nature indoors with a post & beam design, 9ft ceilings, oak engineered hardwood flooring interposed with granite and natural stone. You will love the spacious floor plan & Enjoy peace of mind & quality construction with radiant in floor heating, durable concrete tile roof, natural gas back up generator, a separate self contained 1-Bdrm suite, gated entrance, circular driveway, security & much more

Property details

Type: House, Single Family
Bedrooms: 5
Bathrooms: 5
Living area: 6,918 sq ft
Lot: 1 sq ft
Parking: 0
Year built: 2000
Property tax: $9,971 / yr
Days on market: 204
MLS®: R3101419

Price check

Below typical for the area (-26%)

2026 assessment: $3,023,000 · asking is +8.5%
Price per sq ft: $474 vs $640 median for houses in Anmore for sale (26)

An estimate from public BC Assessment records, registered sales and the listings for sale right now, not an appraisal. Condition, renovations, views and lot all move real value.

Property insights

On market 204 days · no price changes so far

The market here

Listed now: 81 days; median for 26 houses for sale; this one 204 days

Houses in Anmore. Sale prices register 1 to 3 months after a sale closes.

Property tax by year

Year	Assessed	Est. tax
2026	$3,023,000	$10,933

The listing shows $9,971 a year in property tax.

Estimate: the BC Assessment value times Anmore's residential tax rate for that year (Province of BC, local government statistics). Leaves out the home owner grant, parcel taxes and utility charges; the city's tax notice is the real figure.

Monthly cost

$15,122/mo

Mortgage $14,291 · Tax $831

20% down at 4.34% fixed (Ratehub.ca), 25 years; tax from the listing.

estimated payment

$14,291/ monthly

loan $2,624,000

25-year amortization

down payment20% · $656,00020%+ down: no mortgage insuranceinterest rate4.34%Rates from Ratehub.ca (best 5-year fixed and variable), checked Oct 9, 2026. Semi-annual compounding; your lender's rate may differ.amortizationpayment frequency

total interest: $1,663,194
property transfer tax: $82,000; BC general rate
cash to close: $738,000; down + PTT
total paid: $4,287,194

Estimates only. Rates change daily and lenders qualify at the stress-test rate; first-time-buyer and newly-built PTT exemptions aren't applied. Talk to a mortgage broker before you offer.