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$1,099,900

92 6450 187 STREET

Surrey · MLS® R3172591

3 bed · 3 bath · 1,610 sq ft · 4 parking

Townhouse · Single Family · built 2012 · listed today

Listed by Bill Chorney, Homelife Benchmark Realty Corp.

WOW! HILLCREST 1/2 DUPLEX! You will LOVE this home! SPOTLESS Rancher style home with sweeping vaulted ceilings in Great Room and Dining! Great Room boasts picture window and attractive Fireplace Cabinetry Surround! Dining is OPEN to the Kitchen - PERFECT for Entertaining! Walk-out from Kitchen to your PRIVATE South-Backing Patio and Yard! Stunning Modern White Kitchen with Island, Breakfast Bar, SS Appliances and lovely Quartz countertops! Spacious MASTER on Main with luxurious 5 pce Ensuite! UPSTAIRS - 2 more bedrooms with access to Full Bathroom! 3 Bedrooms! 2 1/2 Baths! Spacious Mud Room/Laundry on Main! . Large 2 car garage with full driveway for an additional 2 parking. Fenced yards with year round green grass turf- BE FAST!

Type: Townhouse, Single Family
Bedrooms: 3
Bathrooms: 3
Living area: 1,610 sq ft
Parking: 4
Year built: 2012
Property tax: $3,376 / yr
Strata fee: $511 / mo ($0.32 / sq ft)
Strata rules: Pets Allowed With Restrictions
Days on market: 0
MLS®: R3172591

Price per sq ft: $683 vs $504 median for townhouses in Surrey for sale (893)

An estimate from public BC Assessment records, registered sales and the listings for sale right now, not an appraisal. Condition, renovations, views and lot all move real value.

Pets Allowed With Restrictions
Washer
Refrigerator
Dishwasher
Stove
Dryer

Found among the listing photos.

On market 0 days

Listed now: 51 days; median for 893 townhouses for sale; this one listed today

Townhouses in Surrey. Sale prices register 1 to 3 months after a sale closes.

FloodplainNo
Not within a designated floodplain on the provincial floodplain maps. These maps are historical and don't cover every river or the coast.
Source: Province of BC, Mapped Floodplains in BC
Agricultural Land ReserveNo
Not inside the Agricultural Land Reserve on the provincial map.
Source: Agricultural Land Commission, ALR boundary
HeritageNo
Not on the BC Register of Historic Places or in a heritage conservation area.
Source: BC Heritage Branch, historic places and conservation areas

From public government maps, matched to the listing's map pin. Maps can be out of date or miss a lot line; confirm with the municipality.

Catchment schools, Surrey School District 36

Elementary Hillcrest Elementaryhomes in this catchment
Secondary Salish Secondaryhomes in this catchment

From the Surrey School District 36's published catchment maps. A catchment gives priority, not a guaranteed seat, and French immersion and choice programs work differently. The district confirms catchment: check with its school locator.

$5,584/mo

Mortgage $4,792 · Tax $281 · Strata $511

20% down at 4.34% fixed (Ratehub.ca), 25 years; tax from the listing; strata fee from the listing.

estimated payment

$4,792/ monthly

loan $879,920

25-year amortization

down payment20% · $219,98020%+ down: no mortgage insuranceinterest rate4.34%Rates from Ratehub.ca (best 5-year fixed and variable), checked Oct 7, 2026. Semi-annual compounding; your lender's rate may differ.amortizationpayment frequency

total interest: $557,728
property transfer tax: $19,998; BC general rate
cash to close: $239,978; down + PTT
total paid: $1,437,648

Estimates only. Rates change daily and lenders qualify at the stress-test rate; first-time-buyer and newly-built PTT exemptions aren't applied. Talk to a mortgage broker before you offer.

Rent: $1,956/mo
After all costs: −$3,959/mo
Cap rate: 0.9%; yearly net rent ÷ price

Rent / moDown payment %Rate %

Costs: mortgage $4,792 · tax $281 · strata $511 · insurance ~$175 · vacancy 3% · upkeep 5%.

Rent starts at CMHC's average for a 3+ bedroom in Surrey (CMHC Rental Market Survey, October 2025). Averages include long-time tenants, so new leases usually ask more; houses usually rent for more than apartments. 25-year mortgage; rental purchases need at least 20% down.

BC rules for landlords

Short-term rentals are limited to the host's principal residence in most communities. gov.bc.ca
Rent increases are capped once a year at the province's set amount. gov.bc.ca
The speculation and vacancy tax applies in many areas to homes not lived in or rented out. gov.bc.ca
Selling within two years of buying can trigger the BC home flipping tax. gov.bc.ca

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