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$1,239,000

9498 118 STREET

Delta · MLS® R3168877

6 bed · 4 bath · 2,270 sq ft · 6,000 sq ft lot · 3 parking

House · Single Family · built 2026 · 14 days on market

Listed by Jon Dhillon, Century 21 Coastal Realty Ltd.

Realtor's description

***BEDROOM AND FULL BATH ON MAIN FLOOR*** This brand new north delta 6 bed / 4 full bath duplex (NO STRATA FEE) w/ 2 DRIVEWAYS!!! features an open floor main floor with large entry/foyer that has 14 foot ceilings!!!!! Kitchen with upgraded gas appliance, bed w/ full bath and very open dining/family area all overlooking a very private mature back yard. Upstairs has a laundry room, 3 big bedrooms including a master w/ large walk in closet! Down has a recroom and VERY big legal 2 bed suite (or 2 bed plus den)! This home has high end name brand fixtures and designer colors throughout! MUST BE SEEN! ***BOTH SIDES AVAIL***

Property details

Type: House, Single Family
Bedrooms: 6
Bathrooms: 4
Living area: 2,270 sq ft
Lot: 6,000 sq ft
Parking: 3
Year built: 2026
Days on market: 14
MLS®: R3168877

Price check

Typical for the area (-6.8%)

Price per sq ft: $546 vs $585 median for houses in Delta for sale (413)

An estimate from public BC Assessment records, registered sales and the listings for sale right now, not an appraisal. Condition, renovations, views and lot all move real value.

Property insights

On market 14 days

The market here

Listed now: 57 days; median for 413 houses for sale; this one 14 days

Houses in Delta. Sale prices register 1 to 3 months after a sale closes.

Monthly cost

$5,398/mo

Mortgage $5,398

20% down at 4.34% fixed (Ratehub.ca), 25 years.

estimated payment

$5,398/ monthly

loan $991,200

25-year amortization

down payment20% · $247,80020%+ down: no mortgage insuranceinterest rate4.34%Rates from Ratehub.ca (best 5-year fixed and variable), checked Oct 7, 2026. Semi-annual compounding; your lender's rate may differ.amortizationpayment frequency

total interest: $628,261
property transfer tax: $22,780; BC general rate
cash to close: $270,580; down + PTT
total paid: $1,619,461

Estimates only. Rates change daily and lenders qualify at the stress-test rate; first-time-buyer and newly-built PTT exemptions aren't applied. Talk to a mortgage broker before you offer.

If you rented it out

Suite rent: $1,550/mo
Your cost after the suite: $4,147/mo; vs $5,573 without it

Suite rent / moDown payment %Rate %

Costs: mortgage $5,398 · insurance ~$175 · vacancy 3% · upkeep 5%.

Rent starts at CMHC's average for a 3+ bedroom (1-bedroom for the suite) in Delta (CMHC Rental Market Survey, October 2025). Averages include long-time tenants, so new leases usually ask more; houses usually rent for more than apartments. 25-year mortgage; rental purchases need at least 20% down.

BC rules for landlords

Short-term rentals are limited to the host's principal residence in most communities. gov.bc.ca
Rent increases are capped once a year at the province's set amount. gov.bc.ca
The speculation and vacancy tax applies in many areas to homes not lived in or rented out. gov.bc.ca
Selling within two years of buying can trigger the BC home flipping tax. gov.bc.ca

Location

DeltaGoogle Maps ↗

Location

DeltaGoogle Maps ↗

Schools

Catchment schools, Delta School District 37

Elementary Gibson Elementaryhomes in this catchment
1.2 km away · 11451 90 Ave, Delta · 604-594-7588
Secondary Delview Secondaryhomes in this catchment
1000 m away · 9111 116 St, Delta · 604-594-5491

From the Delta School District 37's published catchment maps. A catchment gives priority, not a guaranteed seat, and French immersion and choice programs work differently. The district confirms catchment: check with its school locator.

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