989 Plecas Cres

University District, Nanaimo · MLS® 1047912

3 bed · 1 bath · 1,748 sq ft · 8,471 sq ft lot · 6 parking

House · Single Family · 40 days on market

Listed by Omi Fontaine, Island Pacific Realty Ltd.

OPPORTUNITY KNOCKS! Fixer Upper. 2 bedroom plus den and a 1 bedroom suite. R5 zoning allows up to 4 units. Try your offer today!

Type: House, Single Family
Bedrooms: 3
Bathrooms: 1
Living area: 1,748 sq ft
Lot: 8,471 sq ft
Parking: 6
Property tax: $5,104 / yr
Days on market: 40
MLS®: 1047912

Below typical for the area (-29%)

Price per sq ft: $251 vs $352 median for houses in University District for sale (26)

An estimate from public BC Assessment records, registered sales and the listings for sale right now, not an appraisal. Condition, renovations, views and lot all move real value.

On market 40 days

$2,338/mo

Mortgage $1,913 · Tax $425

20% down at 4.34% fixed (Ratehub.ca), 25 years; tax from the listing.

estimated payment

$1,913/ monthly

loan $351,200

25-year amortization

down payment20% · $87,80020%+ down: no mortgage insuranceinterest rate4.34%Rates from Ratehub.ca (best 5-year fixed and variable), checked Oct 6, 2026. Semi-annual compounding; your lender's rate may differ.amortizationpayment frequency

total interest: $222,604
property transfer tax: $6,780; BC general rate
cash to close: $94,580; down + PTT
total paid: $573,804

Estimates only. Rates change daily and lenders qualify at the stress-test rate; first-time-buyer and newly-built PTT exemptions aren't applied. Talk to a mortgage broker before you offer.

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