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$949,999

1 11495 COTTONWOOD DRIVE

Maple Ridge · MLS® R3151145

5 bed · 2,412 sq ft · 2 parking

Townhouse · Single Family · built 2001 · 70 days on market

Listed by Inderjit Sidhu, Nationwide Realty Corp.

Realtor's description

Rare 2,400 square ft fully detached home in desirable Cottonwood! Registered as a townhouse but lives like a detached home, sharing a private road with only 7 homes. Offers 5 bedrooms (den used as 5th). Main floor features updated kitchen with white cabinets, quartz counters & stainless steel appliances. Bright living room with 15´ ceilings, gas fireplace & access to covered deck. Upstairs has a spacious primary with an ensuite plus large bedrooms. Fully finished basement includes a 2-bedroom, living room with separate entry, and is easily suitable. Fenced yard backing onto greenbelt for privacy. Double garage & new roof (2023). Walk to schools, parks & trails. Detached Home for the price of a townhouse. Call today for your private viewing.

Property details

Type: Townhouse, Single Family
Bedrooms: 5
Living area: 2,412 sq ft
Parking: 2
Year built: 2001
Property tax: $4,541 / yr
Strata fee: $411 / mo ($0.17 / sq ft)
Days on market: 70
MLS®: R3151145

Price check

Below typical for the area (-15%)

2026 assessment: $902,000 · asking is +5.3%
Price per sq ft: $394 vs $463 median for townhouses in Maple Ridge for sale (115)
Last sold: $1,025,000 · Jun 6, 2024

An estimate from public BC Assessment records, registered sales and the listings for sale right now, not an appraisal. Condition, renovations, views and lot all move real value.

Property insights

On market 70 days · no price changes so far

The market here

Listed now: 42 days; median for 117 townhouses for sale; this one 70 days

Townhouses in Maple Ridge. Sale prices register 1 to 3 months after a sale closes.

Property tax by year

Year	Assessed	Est. tax
2026	$902,000	$4,091

The listing shows $4,541 a year in property tax.

Estimate: the BC Assessment value times Maple Ridge's residential tax rate for that year (Province of BC, local government statistics). Leaves out the home owner grant, parcel taxes and utility charges; the city's tax notice is the real figure.

Monthly cost

$4,928/mo

Mortgage $4,139 · Tax $378 · Strata $411

20% down at 4.34% fixed (Ratehub.ca), 25 years; tax from the listing; strata fee from the listing.

estimated payment

$4,139/ monthly

loan $759,999

25-year amortization

down payment20% · $190,00020%+ down: no mortgage insuranceinterest rate4.34%Rates from Ratehub.ca (best 5-year fixed and variable), checked Oct 9, 2026. Semi-annual compounding; your lender's rate may differ.amortizationpayment frequency

total interest: $481,717
property transfer tax: $17,000; BC general rate
cash to close: $207,000; down + PTT
total paid: $1,241,716

Estimates only. Rates change daily and lenders qualify at the stress-test rate; first-time-buyer and newly-built PTT exemptions aren't applied. Talk to a mortgage broker before you offer.

If you rented it out

Rent: $2,026/mo
After all costs: −$3,239/mo
Cap rate: 1.1%; yearly net rent ÷ price

Rent / moDown payment %Rate %

Costs: mortgage $4,139 · tax $378 · strata $411 · insurance ~$175 · vacancy 3% · upkeep 5%.

Rent starts at CMHC's average for a 3+ bedroom in Maple Ridge (CMHC Rental Market Survey, October 2025). Averages include long-time tenants, so new leases usually ask more; houses usually rent for more than apartments. 25-year mortgage; rental purchases need at least 20% down.

BC rules for landlords

Short-term rentals are limited to the host's principal residence in most communities. gov.bc.ca
Rent increases are capped once a year at the province's set amount. gov.bc.ca
The speculation and vacancy tax applies in many areas to homes not lived in or rented out. gov.bc.ca
Selling within two years of buying can trigger the BC home flipping tax. gov.bc.ca