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$439,000

105 10743 139 STREET

Surrey · MLS® R3160134

2 bed · 2 bath · 1,078 sq ft · 1 parking

Condo · Single Family · built 1989 · 38 days on market

Listed by Jimmy Pai, Homelife Benchmark Realty Corp.

Realtor's description

Welcome to Vista Ridge! This beautifully updated 2-bedroom, 2-bathroom ground-floor condo offers comfortable living in a peaceful setting. The bright, updated kitchen and fresh paint throughout make this home move-in ready. Step outside to your private patio overlooking a secure, fenced park-like green space and courtyard-perfect for relaxing or enjoying the outdoors. Ideally located on a quiet side street, the building is just 20 metres from an elementary school. You're also minutes from Surrey Central, with convenient access to shopping, transit, SFU, Kwantlen Polytechnic University and several private colleges. An excellent opportunity for families, students, professionals or investors!

Property details

Type: Condo, Single Family
Bedrooms: 2
Bathrooms: 2
Living area: 1,078 sq ft
Parking: 1
Year built: 1989
Property tax: $2,308 / yr
Strata fee: $339 / mo ($0.31 / sq ft)
Strata rules: Pets Allowed With Restrictions
Days on market: 38
MLS®: R3160134

Buying in a building from 1982 to 2000: what to read first

Features

Pets Allowed With Restrictions
Washer
Refrigerator
Dishwasher
Stove
Dryer

Price check

2026 assessment: $499,100 · asking is -12%
Price per sq ft: $407 vs $673 median for condos in Surrey for sale (986)

An estimate from public BC Assessment records, registered sales and the listings for sale right now, not an appraisal. Condition, renovations, views and lot all move real value.

Property insights

On market 38 days · no price changes so far

The market here

Listed now: 60 days; median for 1053 condos for sale; this one 38 days

Condos in Surrey. Sale prices register 1 to 3 months after a sale closes.

Property tax by year

Year	Assessed	Est. tax
2026	$499,100	$1,711

The listing shows $2,308 a year in property tax.

Estimate: the BC Assessment value times Surrey's residential tax rate for that year (Province of BC, local government statistics). Leaves out the home owner grant, parcel taxes and utility charges; the city's tax notice is the real figure.

Monthly cost

$2,444/mo

Mortgage $1,913 · Tax $192 · Strata $339

20% down at 4.34% fixed (Ratehub.ca), 25 years; tax from the listing; strata fee from the listing.

estimated payment

$1,913/ monthly

loan $351,200

25-year amortization

down payment20% · $87,80020%+ down: no mortgage insuranceinterest rate4.34%Rates from Ratehub.ca (best 5-year fixed and variable), checked Oct 9, 2026. Semi-annual compounding; your lender's rate may differ.amortizationpayment frequency

total interest: $222,604
property transfer tax: $6,780; BC general rate
cash to close: $94,580; down + PTT
total paid: $573,804

Estimates only. Rates change daily and lenders qualify at the stress-test rate; first-time-buyer and newly-built PTT exemptions aren't applied. Talk to a mortgage broker before you offer.

If you rented it out

Rent: $1,872/mo
After all costs: −$757/mo
Cap rate: 3.2%; yearly net rent ÷ price

Rent / moDown payment %Rate %

Costs: mortgage $1,913 · tax $192 · strata $339 · insurance ~$35 · vacancy 3% · upkeep 5%.

Rent starts at CMHC's average for a 2-bedroom in Surrey (CMHC Rental Market Survey, October 2025). Averages include long-time tenants, so new leases usually ask more; houses usually rent for more than apartments. 25-year mortgage; rental purchases need at least 20% down.

BC rules for landlords

Short-term rentals are limited to the host's principal residence in most communities. gov.bc.ca
Rent increases are capped once a year at the province's set amount. gov.bc.ca
The speculation and vacancy tax applies in many areas to homes not lived in or rented out. gov.bc.ca
Selling within two years of buying can trigger the BC home flipping tax. gov.bc.ca

Location

The building's lot: 9,690 m² (104,302 sq ft) · PID 016-245-172. From ParcelMap BC; property lines are approximate, a survey is the legal boundary.

SurreyGoogle Maps ↗

Location

SurreyGoogle Maps ↗

Schools

Catchment schools, Surrey School District 36

Elementary Forsyth Road Elementaryhomes in this catchment
100 m away · 10730 139 St, Surrey · 604-588-8394
Secondary Kwantlen Park Secondaryhomes in this catchment
1.5 km away · 10441 132 St, Surrey · 604-588-6934

From the Surrey School District 36's published catchment maps. A catchment gives priority, not a guaranteed seat, and French immersion and choice programs work differently. The district confirms catchment: check with its school locator.

Development nearby

Rezoning for a 6 storey, 366 unit building
180 m away · 2026 · conditionally approved
Rezoning from Suburban Residential Zone (R1) and Urban Residential Zone (R3) to Comprehensive Development Zone (CD) (based on RM-70); Subdivision (consolidation) from six (6) lots into one (1) lot; Development Permit to permit the development of 2 six-storey residential buildings containing 366 residential dwelling units and two levels of underground parking.
Rezoning for a 6 storey, 121 unit building
280 m away · 2024 · conditionally approved
Rezoning from Urban Residential Zone (R3) to Comprehensive Development Zone (CD) (based on RM-70); Subdivision (Consolidation) from four (4) lots into one (1) lot; Official Community Plan (OCP) Amendment to increase the maximum floor area ratio (FAR) from 2.5 to 2.6 in the Multiple Residential designation of the site; Neighbourhood Concept Plan (NCP) Amendment to the City Centre Plan from Low-Rise
Rezoning for a 6 storey, 105 unit building
400 m away · 2024 · conditionally approved
Rezoning from Comprehensive Development Zone (CD) Bylaw No. 16264 to Comprehensive Development Zone (CD) (based on RM-70); Official Community Plan (OCP) Text Amendment to permit 2.93 FAR in the Multi-Residential Designation; Development Permit to permit the development of a 6-storey apartment building containing 105 secured market rental units over two (2) levels of underground parking in City Cen
Rezoning for a 6 storey building
190 m away · 2024 · conditionally approved
Rezoning from Urban Residential Zone (R3) to Comprehensive Development Zone (CD) (based on Multiple Residential 70 Zone (RM-70); Subdivision (consolidation) from three (3) lots into one (1) lot; Official Community Plan (OCP) Amendment to increase the maximum floor area ratio (FAR) from 2.5 to 2.82 in the Multiple Residential designation; Development Permit to allow the development of a 6-storey 87
Rezoning
260 m away · 2026 · under review
Rezoning from R3 to CD (based on CCR) to allow for a daycare for 28 children.

Applications filed with the city, active or decided in the last 3 years, measured from the listing's map pin. An application isn't an approval; the city's page has the current details. Source: City of Surrey development applications.

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