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$524,900

418 15258 102A AVENUE

Surrey · MLS® R3093896

1 bed · 1 bath · 620 sq ft · 1 parking

Condo · Single Family · built 2026 · 222 days on market

Listed by Becky Zhou Hill, RE/MAX Colonial Pacific Realty

Say hello to homeownership at Terra Gardens in Guildford! A work, play & stay community. These spacious homes are perfect for families, offering generous square footage and modern design. Located directly across from Guildford Mall, this prime spot combines convenience and livability in one of Surrey's most desirable neighborhoods. Enjoy over 3,700 sq. ft. of amenities, including a gym, yoga studio, games room, co-working space, community lounge, and a rooftop patio with a putting green. With top-tier Samsung appliances and energy-efficient heat pumps with heating and cooling. The Guildford community center with library and swimming pool is just steps away. and GST rebate for first-time buyers from federal government.

Type: Condo, Single Family
Bedrooms: 1
Bathrooms: 1
Living area: 620 sq ft
Parking: 1
Year built: 2026
Strata fee: $304 / mo ($0.49 / sq ft)
Strata rules: Pets Allowed With Restrictions, Rentals Allowed
Days on market: 222
MLS®: R3093896

Above typical for the area (+26%)

Price per sq ft: $847 vs $671 median for condos in Surrey for sale (999)

An estimate from public BC Assessment records, registered sales and the listings for sale right now, not an appraisal. Condition, renovations, views and lot all move real value.

Pets Allowed With Restrictions
Rentals Allowed
Washer
Refrigerator
Intercom
Dishwasher

On market 222 days

Listed now: 63 days; median for 1000 condos for sale; this one 222 days

Condos in Surrey. Sale prices register 1 to 3 months after a sale closes.

FloodplainNo
Not within a designated floodplain on the provincial floodplain maps. These maps are historical and don't cover every river or the coast.
Source: Province of BC, Mapped Floodplains in BC
Agricultural Land ReserveNo
Not inside the Agricultural Land Reserve on the provincial map.
Source: Agricultural Land Commission, ALR boundary
HeritageNo
Not on the BC Register of Historic Places or in a heritage conservation area.
Source: BC Heritage Branch, historic places and conservation areas

From public government maps, matched to the listing's map pin. Maps can be out of date or miss a lot line; confirm with the municipality.

Catchment schools, Surrey School District 36

Elementary Harold Bishop Elementaryhomes in this catchment
1000 m away · 15670 104 Ave, Surrey · 604-581-6016
Secondary Johnston Heights Secondaryhomes in this catchment
800 m away · 15350 99 Ave, Surrey · 604-581-5500

From the Surrey School District 36's published catchment maps. A catchment gives priority, not a guaranteed seat, and French immersion and choice programs work differently. The district confirms catchment: check with its school locator.

$2,591/mo

Mortgage $2,287 · Strata $304

20% down at 4.34% fixed (Ratehub.ca), 25 years; strata fee from the listing.

estimated payment

$2,287/ monthly

loan $419,920

25-year amortization

down payment20% · $104,98020%+ down: no mortgage insuranceinterest rate4.34%Rates from Ratehub.ca (best 5-year fixed and variable), checked Oct 7, 2026. Semi-annual compounding; your lender's rate may differ.amortizationpayment frequency

total interest: $266,162
property transfer tax: $8,498; BC general rate
cash to close: $113,478; down + PTT
total paid: $686,082

Estimates only. Rates change daily and lenders qualify at the stress-test rate; first-time-buyer and newly-built PTT exemptions aren't applied. Talk to a mortgage broker before you offer.

Rent: $1,602/mo
After all costs: −$1,152/mo
Cap rate: 2.6%; yearly net rent ÷ price

Rent / moDown payment %Rate %

Costs: mortgage $2,287 · strata $304 · insurance ~$35 · vacancy 3% · upkeep 5%.

Rent starts at CMHC's average for a 1-bedroom in Surrey (CMHC Rental Market Survey, October 2025). Averages include long-time tenants, so new leases usually ask more; houses usually rent for more than apartments. 25-year mortgage; rental purchases need at least 20% down.

BC rules for landlords

Short-term rentals are limited to the host's principal residence in most communities. gov.bc.ca
Rent increases are capped once a year at the province's set amount. gov.bc.ca
The speculation and vacancy tax applies in many areas to homes not lived in or rented out. gov.bc.ca
Selling within two years of buying can trigger the BC home flipping tax. gov.bc.ca

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