1 / 27

$800,000

109 12163 68 AVENUE

Surrey · MLS® R3169133

3 bed · 2 bath · 1,760 sq ft · 1 parking

Townhouse · Single Family · built 1992 · 13 days on market

Listed by Sonny Bhinder, eXp Realty of Canada Inc.

West Newton townhouse for sale in Cougar Creek Estate, a gated complex in Surrey. This 2 storey Surrey townhouse offers 3 bedrooms, 2 full bathrooms and 1,653 sq ft of living space, and the owners have kept it in great shape. Recent updates include fresh paint, new flooring, new light fixtures and new appliances, so a buyer can move in without a to-do list. The main floor has a bright living room with a gas fireplace and sliding doors to the backyard, a dining area with windows on two sides, and a kitchen with lots of storage and counter space. There is also a main floor bedroom with its own ensuite, handy for guests, parents or a home office. Upstairs, the primary bedroom has a jetted tub, a separate shower, a skylit hallway and a private deck. The fenced backyard has a lawn and patio for summer barbecues. In-suite laundry, a garage and visitor parking in a quiet, gated setting close to shopping, schools and transit.

Type: Townhouse, Single Family
Bedrooms: 3
Bathrooms: 2
Living area: 1,760 sq ft
Parking: 1
Year built: 1992
Property tax: $3,640 / yr
Strata fee: $473 / mo ($0.27 / sq ft)
Strata rules: Pets Allowed With Restrictions, Rentals Not Allowed
Days on market: 13
MLS®: R3169133

Buying in a building from 1982 to 2000: what to read first

Below typical for the area (-9.8%)

2026 assessment: $801,000 · asking is -0.1%
Price per sq ft: $455 vs $504 median for townhouses in Surrey for sale (893)

An estimate from public BC Assessment records, registered sales and the listings for sale right now, not an appraisal. Condition, renovations, views and lot all move real value.

Pets Allowed With Restrictions
Rentals Not Allowed
Washer
Refrigerator
Central Vacuum
Intercom

Found among the listing photos.

On market 13 days

Listed now: 50 days; median for 888 townhouses for sale; this one 13 days

Townhouses in Surrey. Sale prices register 1 to 3 months after a sale closes.

FloodplainNo
Not within a designated floodplain on the provincial floodplain maps. These maps are historical and don't cover every river or the coast.
Source: Province of BC, Mapped Floodplains in BC
Agricultural Land ReserveNo
Not inside the Agricultural Land Reserve on the provincial map.
Source: Agricultural Land Commission, ALR boundary
HeritageNo
Not on the BC Register of Historic Places or in a heritage conservation area.
Source: BC Heritage Branch, historic places and conservation areas

From public government maps, matched to the listing's map pin. Maps can be out of date or miss a lot line; confirm with the municipality.

Catchment schools, Surrey School District 36

Elementary Cougar Creek Elementaryhomes in this catchment
400 m away · 12236 70a Ave, Surrey · 604-591-9098
Secondary Tamanawis Secondaryhomes in this catchment
1.0 km away · 12600 66 Ave, Surrey · 604-597-5234

From the Surrey School District 36's published catchment maps. A catchment gives priority, not a guaranteed seat, and French immersion and choice programs work differently. The district confirms catchment: check with its school locator.

$4,262/mo

Mortgage $3,486 · Tax $303 · Strata $473

20% down at 4.34% fixed (Ratehub.ca), 25 years; tax from the listing; strata fee from the listing.

estimated payment

$3,486/ monthly

loan $640,000

25-year amortization

down payment20% · $160,00020%+ down: no mortgage insuranceinterest rate4.34%Rates from Ratehub.ca (best 5-year fixed and variable), checked Oct 7, 2026. Semi-annual compounding; your lender's rate may differ.amortizationpayment frequency

total interest: $405,657
property transfer tax: $14,000; BC general rate
cash to close: $174,000; down + PTT
total paid: $1,045,657

Estimates only. Rates change daily and lenders qualify at the stress-test rate; first-time-buyer and newly-built PTT exemptions aren't applied. Talk to a mortgage broker before you offer.

Rent: $1,956/mo
After all costs: −$2,637/mo
Cap rate: 1.3%; yearly net rent ÷ price

Rent / moDown payment %Rate %

Costs: mortgage $3,486 · tax $303 · strata $473 · insurance ~$175 · vacancy 3% · upkeep 5%.

Rent starts at CMHC's average for a 3+ bedroom in Surrey (CMHC Rental Market Survey, October 2025). Averages include long-time tenants, so new leases usually ask more; houses usually rent for more than apartments. 25-year mortgage; rental purchases need at least 20% down.

BC rules for landlords

Short-term rentals are limited to the host's principal residence in most communities. gov.bc.ca
Rent increases are capped once a year at the province's set amount. gov.bc.ca
The speculation and vacancy tax applies in many areas to homes not lived in or rented out. gov.bc.ca
Selling within two years of buying can trigger the BC home flipping tax. gov.bc.ca

Keep private notes and ratings on homes you're considering. Sign in (email only) and they follow you to every device.

SurreyGoogle Maps ↗