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$1,425,000

10956 128A STREET

Surrey · MLS® R3152416

5 bed · 3 bath · 2,494 sq ft · 8,328 sq ft lot · 4 parking

House · Single Family · built 1954 · 64 days on market

Listed by Ron Torres, Sutton Premier Realty

Realtor's description

PANORAMIC RIVER VIEWS & UNMATCHED INVESTMENT POTENTIAL! Perched high in a quiet Whalley pocket with breathtaking views of the Fraser River, Pattullo Bridge, and city skyline, this well-kept 5 BDRM, 3 FULL BATH residence on a sprawling 8,328 SQ FT rectangular lot with a peaceful backyard features TWO move-in ready suites-ideal for dual rental income, multi-generational living, or living upstairs while renting below. Beyond its outstanding current appeal, the oversized lot offers incredible future potential under Surrey's Small-Scale Multi-Unit Housing (SSMUH) guidelines for multi-family options like a duplex or 4-plex, all just minutes to Gateway & Scott Road SkyTrains, top schools (K.B. Woodward, Kwantlen Park), & major routes-book your private showing!

Property details

Type: House, Single Family
Bedrooms: 5
Bathrooms: 3
Living area: 2,494 sq ft
Lot: 8,328 sq ft
Parking: 4
Year built: 1954
Property tax: $6,887 / yr
Days on market: 64
MLS®: R3152416

Features

Washer
Refrigerator
Dishwasher
Stove
Dryer

Floor plans

Found among the listing photos.

Price check

Above typical for the area (+7.4%)

2026 assessment: $1,437,700 · asking is -0.9%
Price per sq ft: $571 vs $532 median for houses in Surrey for sale (1854)

An estimate from public BC Assessment records, registered sales and the listings for sale right now, not an appraisal. Condition, renovations, views and lot all move real value.

Property insights

On market 64 days · no price changes so far

The market here

Listed now: 64 days; median for 1908 houses for sale; this one 64 days

Houses in Surrey. Sale prices register 1 to 3 months after a sale closes.

Property tax by year

Year	Assessed	Est. tax
2026	$1,437,700	$4,927

The listing shows $6,887 a year in property tax.

Estimate: the BC Assessment value times Surrey's residential tax rate for that year (Province of BC, local government statistics). Leaves out the home owner grant, parcel taxes and utility charges; the city's tax notice is the real figure.

Monthly cost

$6,783/mo

Mortgage $6,209 · Tax $574

20% down at 4.34% fixed (Ratehub.ca), 25 years; tax from the listing.

estimated payment

$6,209/ monthly

loan $1,140,000

25-year amortization

down payment20% · $285,00020%+ down: no mortgage insuranceinterest rate4.34%Rates from Ratehub.ca (best 5-year fixed and variable), checked Oct 9, 2026. Semi-annual compounding; your lender's rate may differ.amortizationpayment frequency

total interest: $722,577
property transfer tax: $26,500; BC general rate
cash to close: $311,500; down + PTT
total paid: $1,862,577

Estimates only. Rates change daily and lenders qualify at the stress-test rate; first-time-buyer and newly-built PTT exemptions aren't applied. Talk to a mortgage broker before you offer.

Location

Lot outline: 779 m² (8,385 sq ft) · PID 009-934-804. From ParcelMap BC; property lines are approximate, a survey is the legal boundary.

SurreyGoogle Maps ↗

Location

SurreyGoogle Maps ↗

Schools

Catchment schools, Surrey School District 36

Elementary Theresa Clarke Elementaryhomes in this catchment
Secondary Kwantlen Park Secondaryhomes in this catchment
1.3 km away · 10441 132 St, Surrey · 604-588-6934

From the Surrey School District 36's published catchment maps. A catchment gives priority, not a guaranteed seat, and French immersion and choice programs work differently. The district confirms catchment: check with its school locator.

Development nearby

Rezoning
150 m away · 2026 · under review
Rezoning from Urban Residential Zone (R3) to Comprehensive Development Zone (CD) (based on Urban Residential Zone (R3) to allow a duplex as a principal use within a Transit Orientated Area.

Applications filed with the city, active or decided in the last 3 years, measured from the listing's map pin. An application isn't an approval; the city's page has the current details. Source: City of Surrey development applications.

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