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$1,019,000

122 4280 MONCTON STREET

Richmond · MLS® R3159171

All units at 4280 Moncton St →

3 bed · 3 bath · 1,526 sq ft · 2 parking

Townhouse · Single Family · built 2005 · 44 days on market

Listed by Vicky Wang, Heller Murch Realty

Realtor's description

Gorgeous Townhouse in Steveston Village! Two levels with comfortable layout. Airy & bright with 9 ft ceilings throughout! Open plan gourmet kitchen with gas range, granite & S.S. appliances. Lovely large dining area & relaxing living room with French doors opening onto 450 sqft garden patio! One bedroom on the main floor. Upstairs stunning master bedroom with huge walk in closet, spa bath with double vanity, deep soaker tub & separate shower. 2nd bedroom has large closet & full bath right outside the room & shares lovely balcony with master. 2 parking, pets/rentals allowed, gym, 2 guest suites, caretaker & party room. Good school catchment. Steps to Steveston retail shops and popular Fishman Wharf and newly construction of community center and library across street.

Property details

Type: Townhouse, Single Family
Bedrooms: 3
Bathrooms: 3
Living area: 1,526 sq ft
Parking: 2
Year built: 2005
Property tax: $4,206 / yr
Strata fee: $765 / mo ($0.50 / sq ft)
Strata rules: Pets Allowed With Restrictions, Rentals Allowed With Restrictions
Days on market: 44
MLS®: R3159171

Features

Private setting
Elevator
Wheelchair access
Pets Allowed With Restrictions
Rentals Allowed With Restrictions
All

Floor plans

Found among the listing photos.

Price check

Typical for the area (-6.9%)

2026 assessment: $1,202,000 · asking is -15%
Price per sq ft: $668 vs $717 median for townhouses in Richmond for sale (345)

An estimate from public BC Assessment records, registered sales and the listings for sale right now, not an appraisal. Condition, renovations, views and lot all move real value.

Property insights

On market 44 days · no price changes so far

The market here

Listed now: 52 days; median for 353 townhouses for sale; this one 44 days

Townhouses in Richmond. Sale prices register 1 to 3 months after a sale closes.

Property tax by year

Year	Assessed	Est. tax
2026	$1,202,000	$4,253

The listing shows $4,206 a year in property tax.

Estimate: the BC Assessment value times Richmond's residential tax rate for that year (Province of BC, local government statistics). Leaves out the home owner grant, parcel taxes and utility charges; the city's tax notice is the real figure.

Monthly cost

$5,555/mo

Mortgage $4,440 · Tax $351 · Strata $765

20% down at 4.34% fixed (Ratehub.ca), 25 years; tax from the listing; strata fee from the listing.

estimated payment

$4,440/ monthly

loan $815,200

25-year amortization

down payment20% · $203,80020%+ down: no mortgage insuranceinterest rate4.34%Rates from Ratehub.ca (best 5-year fixed and variable), checked Oct 9, 2026. Semi-annual compounding; your lender's rate may differ.amortizationpayment frequency

total interest: $516,706
property transfer tax: $18,380; BC general rate
cash to close: $222,180; down + PTT
total paid: $1,331,906

Estimates only. Rates change daily and lenders qualify at the stress-test rate; first-time-buyer and newly-built PTT exemptions aren't applied. Talk to a mortgage broker before you offer.

If you rented it out

Rent: $2,500/mo
After all costs: −$3,430/mo
Cap rate: 1.2%; yearly net rent ÷ price

Rent / moDown payment %Rate %

Costs: mortgage $4,440 · tax $351 · strata $765 · insurance ~$175 · vacancy 3% · upkeep 5%.

Rent starts at CMHC's average for a 3+ bedroom in Richmond (CMHC Rental Market Survey, October 2025). Averages include long-time tenants, so new leases usually ask more; houses usually rent for more than apartments. 25-year mortgage; rental purchases need at least 20% down.

BC rules for landlords

Short-term rentals are limited to the host's principal residence in most communities. gov.bc.ca
Rent increases are capped once a year at the province's set amount. gov.bc.ca
The speculation and vacancy tax applies in many areas to homes not lived in or rented out. gov.bc.ca
Selling within two years of buying can trigger the BC home flipping tax. gov.bc.ca

Location

The building's lot: 20,426 m² (219,863 sq ft) · PID 026-335-221. From ParcelMap BC; property lines are approximate, a survey is the legal boundary.

RichmondGoogle Maps ↗

Location

RichmondGoogle Maps ↗

Schools

Catchment schools, Richmond School District 38

Elementary Lord Byng Elementaryhomes in this catchment
700 m away · 3711 Georgia St, Richmond · 604-668-6649
Secondary Robert A. McMath Secondaryhomes in this catchment
600 m away · 4251 Garry St, Richmond · 604-718-4050

From the Richmond School District 38's published catchment maps. A catchment gives priority, not a guaranteed seat, and French immersion and choice programs work differently. The district confirms catchment: check with its school locator.

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