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$2,598,000

12520 CRESCENT ROAD

Surrey · MLS® R3159651

2 bed · 1 bath · 1,917 sq ft · 42,732 sq ft lot · 10 parking

House · Single Family · built 1942 · 41 days on market

Listed by Carl Chu, RE/MAX Westcoast

Realtor's description

Perched high above the bay, this exceptional 0.98-acre park-like property offers breathtaking water, park, mountain, and city light views in the highly sought-after Crescent Beach area. Quietly tucked away from traffic, this rare offering presents potential for 2-3 lots, a spectacular 2-storey home with walkout basement and unobstructed views, or excellent holding value with rental potential. The beautifully updated rancher features a bright open-concept layout with 2 bedrooms plus a den, a 1-year-old roof and furnace, a partially unfinished basement, and a detached garage/workshop. Located just a short walk to Crescent Beach, scenic waterfront paths, and local restaurants. Great school catchments: École Crescent Park Elementary and Elgin Park Secondary. Must see!

Property details

Type: House, Single Family
Bedrooms: 2
Bathrooms: 1
Living area: 1,917 sq ft
Lot: 42,732 sq ft
Parking: 10
Year built: 1942
Property tax: $8,101 / yr
Days on market: 41
MLS®: R3159651

Features

Washer
Refrigerator
Dishwasher
Stove
Dryer

Price check

2026 assessment: $2,247,700 · asking is +16%
Price per sq ft: $1,355 vs $531 median for houses in Surrey for sale (1872)

An estimate from public BC Assessment records, registered sales and the listings for sale right now, not an appraisal. Condition, renovations, views and lot all move real value.

Property insights

On market 41 days · no price changes so far

The market here

Listed now: 63 days; median for 1872 houses for sale; this one 41 days

Houses in Surrey. Sale prices register 1 to 3 months after a sale closes.

Monthly cost

$11,994/mo

Mortgage $11,319 · Tax $675

20% down at 4.34% fixed (Ratehub.ca), 25 years; tax from the listing.

estimated payment

$11,319/ monthly

loan $2,078,400

25-year amortization

down payment20% · $519,60020%+ down: no mortgage insuranceinterest rate4.34%Rates from Ratehub.ca (best 5-year fixed and variable), checked Oct 8, 2026. Semi-annual compounding; your lender's rate may differ.amortizationpayment frequency

total interest: $1,317,371
property transfer tax: $55,940; BC general rate
cash to close: $575,540; down + PTT
total paid: $3,395,771

Estimates only. Rates change daily and lenders qualify at the stress-test rate; first-time-buyer and newly-built PTT exemptions aren't applied. Talk to a mortgage broker before you offer.

Location

SurreyGoogle Maps ↗

Location

SurreyGoogle Maps ↗

Schools

Catchment schools, Surrey School District 36

Elementary Crescent Park Elementaryhomes in this catchment
1.0 km away · 2440 128 St, Surrey · 604-535-9101
Secondary Elgin Park Secondaryhomes in this catchment
2.2 km away · 13484 24 Ave, Surrey · 604-538-6678

From the Surrey School District 36's published catchment maps. A catchment gives priority, not a guaranteed seat, and French immersion and choice programs work differently. The district confirms catchment: check with its school locator.

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