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$1,150,000

12928 60 AVENUE

Surrey · MLS® R3173525

5 bed · 4 bath · 2,423 sq ft · 2,713 sq ft lot · 3 parking

House · Single Family · built 2010 · listed today

Listed by Khush Khosa, RE/MAX City Realty

2010 built 2400 sqft+ 5 bed 3.5 bath house for sale right in front of Panorama Park!! Priced $122k under BC Assessment for a quick sale! Amazing opportunity for first time buyers who're looking for a detached house with a 2 bed mortgage helper AND a detached double garage off the backlane! Huge master bedroom in this home with a double vanity, jacuzzi tub, and his & hers closets!! Separate Living and family room make this a perfect cozy home to have your family stay here comfortably and for a very long time! 3 Car parking spots on the lot from the back lane + lots of street parking in front of the house. Walking distance to Panorama Park Elementary & Panorama Ridge Secondary! Book your showing asap!

Type: House, Single Family
Bedrooms: 5
Bathrooms: 4
Living area: 2,423 sq ft
Lot: 2,713 sq ft
Parking: 3
Year built: 2010
Property tax: $6,319 / yr
Days on market: 0
MLS®: R3173525

Below typical for the area (-11%)

2026 assessment: $1,272,000 · asking is -9.6%
Price per sq ft: $475 vs $531 median for houses in Surrey for sale (1875)

An estimate from public BC Assessment records, registered sales and the listings for sale right now, not an appraisal. Condition, renovations, views and lot all move real value.

Washer
Refrigerator
Dishwasher
Stove
Dryer

On market 0 days

Listed now: 63 days; median for 1875 houses for sale; this one listed today

Houses in Surrey. Sale prices register 1 to 3 months after a sale closes.

FloodplainNo
Not within a designated floodplain on the provincial floodplain maps. These maps are historical and don't cover every river or the coast.
Source: Province of BC, Mapped Floodplains in BC
Agricultural Land ReserveNo
Not inside the Agricultural Land Reserve on the provincial map.
Source: Agricultural Land Commission, ALR boundary
HeritageNo
Not on the BC Register of Historic Places or in a heritage conservation area.
Source: BC Heritage Branch, historic places and conservation areas

From public government maps, matched to the listing's map pin. Maps can be out of date or miss a lot line; confirm with the municipality.

Catchment schools, Surrey School District 36

Elementary Panorama Park Elementaryhomes in this catchment
400 m away · 12878 62 Ave, Surrey · 604-596-0963
Secondary Panorama Ridge Secondaryhomes in this catchment
1.0 km away · 13220 64 Ave, Surrey · 604-595-8890

From the Surrey School District 36's published catchment maps. A catchment gives priority, not a guaranteed seat, and French immersion and choice programs work differently. The district confirms catchment: check with its school locator.

$5,537/mo

Mortgage $5,010 · Tax $527

20% down at 4.34% fixed (Ratehub.ca), 25 years; tax from the listing.

estimated payment

$5,010/ monthly

loan $920,000

25-year amortization

down payment20% · $230,00020%+ down: no mortgage insuranceinterest rate4.34%Rates from Ratehub.ca (best 5-year fixed and variable), checked Oct 7, 2026. Semi-annual compounding; your lender's rate may differ.amortizationpayment frequency

total interest: $583,132
property transfer tax: $21,000; BC general rate
cash to close: $251,000; down + PTT
total paid: $1,503,132

Estimates only. Rates change daily and lenders qualify at the stress-test rate; first-time-buyer and newly-built PTT exemptions aren't applied. Talk to a mortgage broker before you offer.

Suite rent: $1,602/mo
Your cost after the suite: $4,238/mo; vs $5,712 without it

Suite rent / moDown payment %Rate %

Costs: mortgage $5,010 · tax $527 · insurance ~$175 · vacancy 3% · upkeep 5%.

Rent starts at CMHC's average for a 3+ bedroom (1-bedroom for the suite) in Surrey (CMHC Rental Market Survey, October 2025). Averages include long-time tenants, so new leases usually ask more; houses usually rent for more than apartments. 25-year mortgage; rental purchases need at least 20% down.

BC rules for landlords

Short-term rentals are limited to the host's principal residence in most communities. gov.bc.ca
Rent increases are capped once a year at the province's set amount. gov.bc.ca
The speculation and vacancy tax applies in many areas to homes not lived in or rented out. gov.bc.ca
Selling within two years of buying can trigger the BC home flipping tax. gov.bc.ca

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