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$1,349,999

13272 97 AVENUE

Surrey · MLS® R3171030

5 bed · 4 bath · 2,030 sq ft · 7,525 sq ft lot · 3 parking

House · Single Family · built 1977 · 5 days on market

Listed by Raman Sandhu, Sutton Group-West Coast Realty (Abbotsford)

Realtor's description

Welcome to this well-maintained basement-entry home in the established Cedar Hills neighbourhood, offering a versatile layout with plenty of space and flexibility. The main level features a bright living room, dedicated dining area, kitchen, 3 bedrooms, a full bathroom and an additional powder room. Downstairs are two separate 1 bedroom, 1 bathroom suites, providing excellent options for extended family or additional living space. Complete with a single-car carport and conveniently located close to schools, parks, shopping, transit, SkyTrain and Surrey Memorial Hospital. A unique opportunity with a flexible layout in a well-connected Surrey neighbourhood!

Property details

Type: House, Single Family
Bedrooms: 5
Bathrooms: 4
Living area: 2,030 sq ft
Lot: 7,525 sq ft
Parking: 3
Year built: 1977
Property tax: $5,260 / yr
Days on market: 5
MLS®: R3171030

Price check

Above typical for the area (+25%)

2026 assessment: $1,273,700 · asking is +6.0%
Price per sq ft: $665 vs $531 median for houses in Surrey for sale (1876)

An estimate from public BC Assessment records, registered sales and the listings for sale right now, not an appraisal. Condition, renovations, views and lot all move real value.

Property insights

On market 5 days

The market here

Listed now: 63 days; median for 1876 houses for sale; this one 5 days

Houses in Surrey. Sale prices register 1 to 3 months after a sale closes.

Monthly cost

$6,320/mo

Mortgage $5,882 · Tax $438

20% down at 4.34% fixed (Ratehub.ca), 25 years; tax from the listing.

estimated payment

$5,882/ monthly

loan $1,079,999

25-year amortization

down payment20% · $270,00020%+ down: no mortgage insuranceinterest rate4.34%Rates from Ratehub.ca (best 5-year fixed and variable), checked Oct 7, 2026. Semi-annual compounding; your lender's rate may differ.amortizationpayment frequency

total interest: $684,546
property transfer tax: $25,000; BC general rate
cash to close: $295,000; down + PTT
total paid: $1,764,545

Estimates only. Rates change daily and lenders qualify at the stress-test rate; first-time-buyer and newly-built PTT exemptions aren't applied. Talk to a mortgage broker before you offer.

If you rented it out

Suite rent: $1,602/mo
Your cost after the suite: $5,021/mo; vs $6,495 without it

Suite rent / moDown payment %Rate %

Costs: mortgage $5,882 · tax $438 · insurance ~$175 · vacancy 3% · upkeep 5%.

Rent starts at CMHC's average for a 3+ bedroom (1-bedroom for the suite) in Surrey (CMHC Rental Market Survey, October 2025). Averages include long-time tenants, so new leases usually ask more; houses usually rent for more than apartments. 25-year mortgage; rental purchases need at least 20% down.

BC rules for landlords

Short-term rentals are limited to the host's principal residence in most communities. gov.bc.ca
Rent increases are capped once a year at the province's set amount. gov.bc.ca
The speculation and vacancy tax applies in many areas to homes not lived in or rented out. gov.bc.ca
Selling within two years of buying can trigger the BC home flipping tax. gov.bc.ca

Location

SurreyGoogle Maps ↗

Location

SurreyGoogle Maps ↗

Schools

Catchment schools, Surrey School District 36

Elementary A.H.P. Matthew Elementaryhomes in this catchment
200 m away · 13367 97 Ave, Surrey · 604-588-3415
Secondary Queen Elizabeth Secondaryhomes in this catchment
800 m away · 9457 King George Blvd, Surrey · 604-588-1258

From the Surrey School District 36's published catchment maps. A catchment gives priority, not a guaranteed seat, and French immersion and choice programs work differently. The district confirms catchment: check with its school locator.

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