$1,125,000

15040 SPENSER DRIVE

Surrey · MLS® R3174080

4 bed · 4 bath · 2,712 sq ft · 7,253 sq ft lot · 4 parking

House · Single Family · built 1981 · listed today

Listed by Tim Hill, RE/MAX All Points Realty

Realtor's description

Welcome home! This spacious 3-level split sits on a 7,260 sq ft lot in a family-friendly neighbourhood. The main floor features sunken living and family rooms, each with a wood-burning fireplace, a formal dining room, bright kitchen with eating area, powder room and laundry. Step outside to a covered deck overlooking the fully fenced southwest-facing backyard backing onto a park. Upstairs offers 3 generous bedrooms, including a primary with ensuite, plus a full bathroom. Below features a 1-bedroom suite and a deep crawl space for plenty of storage. A double garage and long driveway provide ample parking. Centrally located close to schools, shopping, parks and transit!

Property details

Type: House, Single Family
Bedrooms: 4
Bathrooms: 4
Living area: 2,712 sq ft
Lot: 7,253 sq ft
Parking: 4
Year built: 1981
Property tax: $5,315 / yr
Days on market: 0
MLS®: R3174080

Features

Washer
Refrigerator
Dishwasher
Stove
Dryer

Price check

Below typical for the area (-22%)

Price per sq ft: $415 vs $532 median for houses in Surrey for sale (1848)

An estimate from public BC Assessment records, registered sales and the listings for sale right now, not an appraisal. Condition, renovations, views and lot all move real value.

Property insights

On market 0 days

The market here

Listed now: 64 days; median for 1902 houses for sale; this one listed today

Houses in Surrey. Sale prices register 1 to 3 months after a sale closes.

Monthly cost

$5,344/mo

Mortgage $4,902 · Tax $443

20% down at 4.34% fixed (Ratehub.ca), 25 years; tax from the listing.

estimated payment

$4,902/ monthly

loan $900,000

25-year amortization

down payment20% · $225,00020%+ down: no mortgage insuranceinterest rate4.34%Rates from Ratehub.ca (best 5-year fixed and variable), checked Oct 9, 2026. Semi-annual compounding; your lender's rate may differ.amortizationpayment frequency

total interest: $570,455
property transfer tax: $20,500; BC general rate
cash to close: $245,500; down + PTT
total paid: $1,470,455

Estimates only. Rates change daily and lenders qualify at the stress-test rate; first-time-buyer and newly-built PTT exemptions aren't applied. Talk to a mortgage broker before you offer.

Location

Lot outline: 694 m² (7,470 sq ft) · PID 005-723-507. From ParcelMap BC; property lines are approximate, a survey is the legal boundary.

SurreyGoogle Maps ↗

Location

SurreyGoogle Maps ↗

Schools

Catchment schools, Surrey School District 36

Elementary Maple Green Elementaryhomes in this catchment
200 m away · 14898 Spenser Dr, Surrey · 604-594-8838
Secondary Enver Creek Secondaryhomes in this catchment
1.0 km away · 14505 84 Ave, Surrey · 604-543-8149

From the Surrey School District 36's published catchment maps. A catchment gives priority, not a guaranteed seat, and French immersion and choice programs work differently. The district confirms catchment: check with its school locator.

Development nearby

Rezoning
280 m away · 2024 · concluded
Rezoning from Urban Residential Zone (R3) to Comprehensive Development Zone (CD) (based on CCR) to permit a child care centre for up to 32 children as an accessory use within the existing single-family dwelling

Applications filed with the city, active or decided in the last 3 years, measured from the listing's map pin. An application isn't an approval; the city's page has the current details. Source: City of Surrey development applications.

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