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$1,699,000

15645 PACIFIC AVENUE

White Rock · MLS® R3132226

4 bed · 3 bath · 2,438 sq ft · 6,000 sq ft lot · 4 parking

House · Single Family · built 2003 · 127 days on market

Listed by Isabel Wang, Selmak Realty Limited

Realtor's description

Stunning ocean view residence in amazing White Rock! This custom-built home captures exceptional natural light through oversized windows and thoughtfully designed with main-level living on the upper floor, which features hardwood floors, an open kitchen and living area, and covered balconies perfect for relaxing or entertaining against a coastal backdrop. The lower level offers a bright 2-bedrooms suite with a full kitchen, gas fireplace, and its own ocean views - ideal for extended family or a mortgage helper. Just minutes from the beach, promenade, restaurants, and shops, offers the best of White Rock living whether downsizing or investing, this flexible layout delivers comfort, income potential, and an unbeatable location. Well-priced and quick possession available. Don't miss this one!

Property details

Type: House, Single Family
Bedrooms: 4
Bathrooms: 3
Living area: 2,438 sq ft
Lot: 6,000 sq ft
Parking: 4
Year built: 2003
Property tax: $9,499 / yr
Days on market: 127
MLS®: R3132226

Features

Washer
Refrigerator
Dishwasher
Stove
Dryer
Oven - Built-In

Floor plans

Found among the listing photos.

Price check

Typical for the area (+6.6%)

2026 assessment: $1,806,000 · asking is -5.9%
Price per sq ft: $697 vs $653 median for houses in White Rock for sale (125)

An estimate from public BC Assessment records, registered sales and the listings for sale right now, not an appraisal. Condition, renovations, views and lot all move real value.

Property insights

On market 127 days · no price changes so far

The market here

Listed now: 72 days; median for 135 houses for sale; this one 127 days

Houses in White Rock. Sale prices register 1 to 3 months after a sale closes.

Property tax by year

Year	Assessed	Est. tax
2026	$1,806,000	$7,800

The listing shows $9,499 a year in property tax.

Estimate: the BC Assessment value times White Rock's residential tax rate for that year (Province of BC, local government statistics). Leaves out the home owner grant, parcel taxes and utility charges; the city's tax notice is the real figure.

Monthly cost

$8,194/mo

Mortgage $7,402 · Tax $792

20% down at 4.34% fixed (Ratehub.ca), 25 years; tax from the listing.

estimated payment

$7,402/ monthly

loan $1,359,200

25-year amortization

down payment20% · $339,80020%+ down: no mortgage insuranceinterest rate4.34%Rates from Ratehub.ca (best 5-year fixed and variable), checked Oct 9, 2026. Semi-annual compounding; your lender's rate may differ.amortizationpayment frequency

total interest: $861,514
property transfer tax: $31,980; BC general rate
cash to close: $371,780; down + PTT
total paid: $2,220,714

Estimates only. Rates change daily and lenders qualify at the stress-test rate; first-time-buyer and newly-built PTT exemptions aren't applied. Talk to a mortgage broker before you offer.

Location

Lot outline: 557 m² (5,995 sq ft) · PID 011-431-130. From ParcelMap BC; property lines are approximate, a survey is the legal boundary.

White RockGoogle Maps ↗

Location

White RockGoogle Maps ↗

Schools

Catchment schools, Surrey School District 36

Elementary White Rock Elementaryhomes in this catchment
900 m away · 1273 Fir St, White Rock · 604-531-5731
Secondary Semiahmoo Secondaryhomes in this catchment
2.4 km away · 1785 148 St, Surrey · 604-536-2131

From the Surrey School District 36's published catchment maps. A catchment gives priority, not a guaranteed seat, and French immersion and choice programs work differently. The district confirms catchment: check with its school locator.

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