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$2,299,000

15682 THRIFT AVENUE

White Rock · MLS® R3132998

3 bed · 3 bath · 4,204 sq ft · 7,286 sq ft lot · 6 parking

House · Single Family · built 2019 · 123 days on market

Listed by Justin Kleine, Sutton Group-West Coast Realty (Surrey/24)

Realtor's description

Coastal charm in this HIGH END custom-built White Rock beach home by KEITH PENNER. Ideal for a family with teenagers, two young kids, or a couple who appreciates quality craftsmanship by a local builder. Thoughtfully crafted with a rare cross-hall living layout that just feels right. Main floor includes a cozy living room with oversized gas fireplace overlooking the manicured front yard. The bright SOUTH BACKING kitchen and great room has oversized windows that flood the space with natural light. French doors open to a covered back deck with built-in heaters for year-round enjoyment. Luscious backyard garden and standout street appeal. 3 spacious bedrooms upstairs, including a serene primary suite. The unfinished basement with separate entry can be finished while living upstairs.

Property details

Type: House, Single Family
Bedrooms: 3
Bathrooms: 3
Living area: 4,204 sq ft
Lot: 7,286 sq ft
Parking: 6
Year built: 2019
Property tax: $11,717 / yr
Days on market: 123
MLS®: R3132998

Features

Washer
Refrigerator
Dishwasher
Stove
Dryer

Floor plans

Found among the listing photos.

Price check

Below typical for the area (-16%)

2026 assessment: $2,507,000 · asking is -8.3%
Price per sq ft: $547 vs $653 median for houses in White Rock for sale (125)

An estimate from public BC Assessment records, registered sales and the listings for sale right now, not an appraisal. Condition, renovations, views and lot all move real value.

Property insights

On market 123 days · no price changes so far

The market here

Listed now: 73 days; median for 133 houses for sale; this one 123 days

Houses in White Rock. Sale prices register 1 to 3 months after a sale closes.

Property tax by year

Year	Assessed	Est. tax
2026	$2,507,000	$10,828

The listing shows $11,717 a year in property tax.

Estimate: the BC Assessment value times White Rock's residential tax rate for that year (Province of BC, local government statistics). Leaves out the home owner grant, parcel taxes and utility charges; the city's tax notice is the real figure.

Monthly cost

$10,993/mo

Mortgage $10,017 · Tax $976

20% down at 4.34% fixed (Ratehub.ca), 25 years; tax from the listing.

estimated payment

$10,017/ monthly

loan $1,839,200

25-year amortization

down payment20% · $459,80020%+ down: no mortgage insuranceinterest rate4.34%Rates from Ratehub.ca (best 5-year fixed and variable), checked Oct 9, 2026. Semi-annual compounding; your lender's rate may differ.amortizationpayment frequency

total interest: $1,165,757
property transfer tax: $46,970; BC general rate
cash to close: $506,770; down + PTT
total paid: $3,004,957

Estimates only. Rates change daily and lenders qualify at the stress-test rate; first-time-buyer and newly-built PTT exemptions aren't applied. Talk to a mortgage broker before you offer.

Location

Lot outline: 687 m² (7,395 sq ft) · PID 010-165-461. From ParcelMap BC; property lines are approximate, a survey is the legal boundary.

White RockGoogle Maps ↗

Location

White RockGoogle Maps ↗

Schools

Catchment schools, Surrey School District 36

Elementary Peace Arch Elementaryhomes in this catchment
400 m away · 15877 Roper Ave, White Rock · 604-536-8711
Secondary Earl Marriott Secondaryhomes in this catchment
500 m away · 15751 16 Ave, Surrey · 604-531-8354

From the Surrey School District 36's published catchment maps. A catchment gives priority, not a guaranteed seat, and French immersion and choice programs work differently. The district confirms catchment: check with its school locator.

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