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$650,000

171 MacDonald Rd

Lake Cowichan · MLS® 1046537

3 bed · 1 bath · 1,616 sq ft · 7,000 sq ft lot · 2 parking

House · Single Family · built 1948 · 55 days on market

Listed by Pat Miller, Pemberton Holmes Ltd. (Lk Cow)

This property is one of the best locations in town close to everything. This thoughtfully renovated while preserving the charm and character of the original home, this property offers a wonderful blend of timeless appeal and modern updates. The spacious primary bedroom features a walk-in closet, bay window, hardy plank siding. The main bathroom has been completely updated,. The fully fenced lot provides excellent outdoor space while also appealing to gardener in you while having your own backyard oasis. A green house to start all your summer plants. 450 sq ft of covered decks area that offers seclusion as well as comfort. A workshop for those indoor projects. New plumbing from the street and all through the house. New energy efficient windows. New ductless heat pump providing heat as well as air conditioning. Built in Vacuum

Type: House, Single Family
Bedrooms: 3
Bathrooms: 1
Living area: 1,616 sq ft
Lot: 7,000 sq ft
Parking: 2
Year built: 1948
Property tax: $3,000 / yr
Days on market: 55
MLS®: 1046537

Below typical for the area (-12%)

Price per sq ft: $402 vs $459 median for houses in Lake Cowichan for sale (59)

An estimate from public BC Assessment records, registered sales and the listings for sale right now, not an appraisal. Condition, renovations, views and lot all move real value.

Central location
Level lot
Private setting
Other
Rectangular
Marine Oriented

On market 55 days · no price changes so far

$3,082/mo

Mortgage $2,832 · Tax $250

20% down at 4.34% fixed (Ratehub.ca), 25 years; tax from the listing.

estimated payment

$2,832/ monthly

loan $520,000

25-year amortization

down payment20% · $130,00020%+ down: no mortgage insuranceinterest rate4.34%Rates from Ratehub.ca (best 5-year fixed and variable), checked Oct 6, 2026. Semi-annual compounding; your lender's rate may differ.amortizationpayment frequency

total interest: $329,596
property transfer tax: $11,000; BC general rate
cash to close: $141,000; down + PTT
total paid: $849,596

Estimates only. Rates change daily and lenders qualify at the stress-test rate; first-time-buyer and newly-built PTT exemptions aren't applied. Talk to a mortgage broker before you offer.

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