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$375,000

204 10688 140 STREET

Surrey · MLS® R3153138

All units at 10688 140 St →

1 bed · 1 bath · 550 sq ft · 1 parking

Condo · Single Family · built 2018 · 65 days on market

Listed by John K.S. Ng, Latitude Realty Inc.

Realtor's description

Welcome to Trillium Living! This bright 1bed, 1bath condo offers approx 550 sqft of comfortable living space, complete with 1 parking stall, 1 storage locker, a covered patio and private balcony. Residents enjoy an outdoor basketball court in this well-maintained community, this home is ideal for first-time buyers and investors alike. Conveniently located in Surrey's rapidly growing Whalley neighbourhood, just minutes to Gateway and Surrey Central SkyTrain Expo Line, Surrey Memorial Hospital, Central City Mall, Guildford Town Centre, T&T Supermarket, Holland Park, Hawthorne Park and Guildford Recreation Centre. School Catchment: Mary Jane Shannon Elementary (3-min dr), Guildford Park Secondary (4-min dr), SFU Surrey (7-min dr), Douglas College (3-min dr)

Property details

Type: Condo, Single Family
Bedrooms: 1
Bathrooms: 1
Living area: 550 sq ft
Parking: 1
Year built: 2018
Property tax: $1,887 / yr
Strata fee: $327 / mo ($0.59 / sq ft)
Strata rules: Pets Allowed With Restrictions, Rentals Allowed With Restrictions
Days on market: 65
MLS®: R3153138

Features

Pets Allowed With Restrictions
Rentals Allowed With Restrictions
Washer
Refrigerator
Dishwasher
Stove

Floor plans

Found among the listing photos.

Price check

Typical for the area (+1.3%)

2026 assessment: $390,000 · asking is -3.8%
Price per sq ft: $682 vs $673 median for condos in Surrey for sale (986)

An estimate from public BC Assessment records, registered sales and the listings for sale right now, not an appraisal. Condition, renovations, views and lot all move real value.

Property insights

On market 65 days · no price changes so far

The market here

Listed now: 60 days; median for 1053 condos for sale; this one 65 days

Condos in Surrey. Sale prices register 1 to 3 months after a sale closes.

Property tax by year

Year	Assessed	Est. tax
2026	$390,000	$1,337

The listing shows $1,887 a year in property tax.

Estimate: the BC Assessment value times Surrey's residential tax rate for that year (Province of BC, local government statistics). Leaves out the home owner grant, parcel taxes and utility charges; the city's tax notice is the real figure.

Monthly cost

$2,118/mo

Mortgage $1,634 · Tax $157 · Strata $327

20% down at 4.34% fixed (Ratehub.ca), 25 years; tax from the listing; strata fee from the listing.

estimated payment

$1,634/ monthly

loan $300,000

25-year amortization

down payment20% · $75,00020%+ down: no mortgage insuranceinterest rate4.34%Rates from Ratehub.ca (best 5-year fixed and variable), checked Oct 9, 2026. Semi-annual compounding; your lender's rate may differ.amortizationpayment frequency

total interest: $190,152
property transfer tax: $5,500; BC general rate
cash to close: $80,500; down + PTT
total paid: $490,152

Estimates only. Rates change daily and lenders qualify at the stress-test rate; first-time-buyer and newly-built PTT exemptions aren't applied. Talk to a mortgage broker before you offer.

If you rented it out

Rent: $1,602/mo
After all costs: −$679/mo
Cap rate: 3.1%; yearly net rent ÷ price

Rent / moDown payment %Rate %

Costs: mortgage $1,634 · tax $157 · strata $327 · insurance ~$35 · vacancy 3% · upkeep 5%.

Rent starts at CMHC's average for a 1-bedroom in Surrey (CMHC Rental Market Survey, October 2025). Averages include long-time tenants, so new leases usually ask more; houses usually rent for more than apartments. 25-year mortgage; rental purchases need at least 20% down.

BC rules for landlords

Short-term rentals are limited to the host's principal residence in most communities. gov.bc.ca
Rent increases are capped once a year at the province's set amount. gov.bc.ca
The speculation and vacancy tax applies in many areas to homes not lived in or rented out. gov.bc.ca
Selling within two years of buying can trigger the BC home flipping tax. gov.bc.ca

Location

The building's lot: 6,187 m² (66,596 sq ft) · PID 030-454-298. From ParcelMap BC; property lines are approximate, a survey is the legal boundary.

SurreyGoogle Maps ↗

Location

SurreyGoogle Maps ↗

Schools

Catchment schools, Surrey School District 36

Elementary Mary Jane Shannon Elementaryhomes in this catchment
800 m away · 10682 144 St, Surrey · 604-588-5991
Secondary Guildford Park Secondaryhomes in this catchment
1.2 km away · 10707 146 St, Surrey · 604-588-7601

From the Surrey School District 36's published catchment maps. A catchment gives priority, not a guaranteed seat, and French immersion and choice programs work differently. The district confirms catchment: check with its school locator.

Development nearby

Rezoning for a 8 storey, 102 unit building
330 m away · 2024 · conditionally approved
Rezoning from Urban Residential Zone (R3) to Low-Rise (5-8 Storey) Apartment Zone (MR7); Subdivision (Consolidation) from three (3) lots to one (1) lot and road dedication; Development Variance Permit to vary height setbacks and parking location; Development Permit to permit the development of a six-storey apartment building with 102 residential units within Sensitive Ecosystems (Green Infrastruct

Applications filed with the city, active or decided in the last 3 years, measured from the listing's map pin. An application isn't an approval; the city's page has the current details. Source: City of Surrey development applications.

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