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$839,500

205 16455 64 AVENUE

Surrey · MLS® R3167754

2 bed · 2 bath · 1,465 sq ft · 2 parking

Condo · Single Family · built 2010 · 18 days on market

Listed by Izabela Wasiela, Oakwyn Realty Ltd.

Realtor's description

Welcome to St. Andrews! A luxurious resort style gated complex in West Cloverdale. This Corner unit offers 1,465 square feet of living space including 2 Bedrooms, 2 full bathrooms, formal dining room, living room, and a den surrounded by windows showcasing the lush landscaping. The Chefs Kitchen features quartz counter tops, white cabinetry, stainless steel appliances, and a sizeable Laundry/Pantry room. The covered patio is perfect for entertaining and summer BBQs. The home comes with 2 parking stalls and a storage locker. This complex is pet friendly and has no age restrictions. One of the best Amenities include an outdoor pool, hot tub, billiards room, exercise room, sauna, steam room, meeting room, party & creative rooms, library, & 2 Guest suites!

Property details

Type: Condo, Single Family
Bedrooms: 2
Bathrooms: 2
Living area: 1,465 sq ft
Parking: 2
Year built: 2010
Property tax: $3,504 / yr
Strata fee: $699 / mo ($0.48 / sq ft)
Strata rules: Pets Allowed, Rentals Allowed
Days on market: 18
MLS®: R3167754

Features

Pets Allowed
Rentals Allowed
Washer
Refrigerator
Hot Tub
Intercom

Floor plans

Found among the listing photos.

Price check

Below typical for the area (-15%)

2026 assessment: $934,000 · asking is -10%
Price per sq ft: $573 vs $671 median for condos in Surrey for sale (999)

An estimate from public BC Assessment records, registered sales and the listings for sale right now, not an appraisal. Condition, renovations, views and lot all move real value.

Property insights

On market 18 days · no price changes so far

The market here

Listed now: 59 days; median for 1069 condos for sale; this one 18 days

Condos in Surrey. Sale prices register 1 to 3 months after a sale closes.

Property tax by year

Year	Assessed	Est. tax
2026	$934,000	$3,201
2025	$940,000	$2,922

Estimated tax up 9.5% from 2025 to 2026.

The listing shows $3,504 a year in property tax.

Estimate: the BC Assessment value times Surrey's residential tax rate for that year (Province of BC, local government statistics). Leaves out the home owner grant, parcel taxes and utility charges; the city's tax notice is the real figure.

Monthly cost

$4,649/mo

Mortgage $3,658 · Tax $292 · Strata $699

20% down at 4.34% fixed (Ratehub.ca), 25 years; tax from the listing; strata fee from the listing.

estimated payment

$3,658/ monthly

loan $671,600

25-year amortization

down payment20% · $167,90020%+ down: no mortgage insuranceinterest rate4.34%Rates from Ratehub.ca (best 5-year fixed and variable), checked Oct 9, 2026. Semi-annual compounding; your lender's rate may differ.amortizationpayment frequency

total interest: $425,686
property transfer tax: $14,790; BC general rate
cash to close: $182,690; down + PTT
total paid: $1,097,286

Estimates only. Rates change daily and lenders qualify at the stress-test rate; first-time-buyer and newly-built PTT exemptions aren't applied. Talk to a mortgage broker before you offer.

If you rented it out

Rent: $1,872/mo
After all costs: −$2,961/mo
Cap rate: 1.0%; yearly net rent ÷ price

Rent / moDown payment %Rate %

Costs: mortgage $3,658 · tax $292 · strata $699 · insurance ~$35 · vacancy 3% · upkeep 5%.

Rent starts at CMHC's average for a 2-bedroom in Surrey (CMHC Rental Market Survey, October 2025). Averages include long-time tenants, so new leases usually ask more; houses usually rent for more than apartments. 25-year mortgage; rental purchases need at least 20% down.

BC rules for landlords

Short-term rentals are limited to the host's principal residence in most communities. gov.bc.ca
Rent increases are capped once a year at the province's set amount. gov.bc.ca
The speculation and vacancy tax applies in many areas to homes not lived in or rented out. gov.bc.ca
Selling within two years of buying can trigger the BC home flipping tax. gov.bc.ca

Location

The building's lot: 43,096 m² (463,881 sq ft) · PID 028-118-324. From ParcelMap BC; property lines are approximate, a survey is the legal boundary.

SurreyGoogle Maps ↗

Location

SurreyGoogle Maps ↗

Schools

Catchment schools, Surrey School District 36

Elementary A.J. McLellan Elementaryhomes in this catchment
700 m away · 16545 61 Ave, Surrey · 604-574-7296
Secondary Lord Tweedsmuir Secondaryhomes in this catchment
3.1 km away · 6151 180 St, Surrey · 778-242-7545

From the Surrey School District 36's published catchment maps. A catchment gives priority, not a guaranteed seat, and French immersion and choice programs work differently. The district confirms catchment: check with its school locator.

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