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$389,900

217 10777 138 STREET

Surrey · MLS® R3170152

All units at 10777 138 St →

1 bed · 1 bath · 634 sq ft · 1 parking

Condo · Single Family · built 2024 · 11 days on market

Listed by Martin Wang, Luxmore Realty

Realtor's description

Bright and spacious 1-bedroom home offering 634 sq.ft. at 10777 138 Street! Featuring an open-concept layout, modern kitchen with quartz countertops, stainless steel appliances and a large island. The generous covered balcony overlooks the beautifully landscaped courtyard and offers a great outdoor space to relax or entertain. In-suite laundry, modern finishes and plenty of natural light throughout. Well-maintained complex with landscaped grounds and children's playground. Conveniently located near Gateway SkyTrain, shopping, restaurants, parks and SFU Surrey. Includes 1 parking stall and 1 storage locker. Open house: Oct 3rd and 4th, 2-4pm

Property details

Type: Condo, Single Family
Bedrooms: 1
Bathrooms: 1
Living area: 634 sq ft
Parking: 1
Year built: 2024
Property tax: $2,100 / yr
Strata fee: $497 / mo ($0.78 / sq ft)
Strata rules: Pets Allowed With Restrictions, Rentals Allowed With Restrictions
Days on market: 11
MLS®: R3170152

Features

Pets Allowed With Restrictions
Rentals Allowed With Restrictions
Washer
Refrigerator
Dishwasher
Stove

Price check

Below typical for the area (-8.6%)

2026 assessment: $452,000 · asking is -14%
Price per sq ft: $615 vs $673 median for condos in Surrey for sale (983)

An estimate from public BC Assessment records, registered sales and the listings for sale right now, not an appraisal. Condition, renovations, views and lot all move real value.

Property insights

On market 11 days · no price changes so far

The market here

Listed now: 60 days; median for 1054 condos for sale; this one 11 days

Condos in Surrey. Sale prices register 1 to 3 months after a sale closes.

Property tax by year

Year	Assessed	Est. tax
2026	$452,000	$1,549
2025	$486,000	$1,511

Estimated tax up 2.5% from 2025 to 2026.

The listing shows $2,100 a year in property tax.

Estimate: the BC Assessment value times Surrey's residential tax rate for that year (Province of BC, local government statistics). Leaves out the home owner grant, parcel taxes and utility charges; the city's tax notice is the real figure.

Monthly cost

$2,371/mo

Mortgage $1,699 · Tax $175 · Strata $497

20% down at 4.34% fixed (Ratehub.ca), 25 years; tax from the listing; strata fee from the listing.

estimated payment

$1,699/ monthly

loan $311,920

25-year amortization

down payment20% · $77,98020%+ down: no mortgage insuranceinterest rate4.34%Rates from Ratehub.ca (best 5-year fixed and variable), checked Oct 9, 2026. Semi-annual compounding; your lender's rate may differ.amortizationpayment frequency

total interest: $197,707
property transfer tax: $5,798; BC general rate
cash to close: $83,778; down + PTT
total paid: $509,627

Estimates only. Rates change daily and lenders qualify at the stress-test rate; first-time-buyer and newly-built PTT exemptions aren't applied. Talk to a mortgage broker before you offer.

If you rented it out

Rent: $1,602/mo
After all costs: −$932/mo
Cap rate: 2.4%; yearly net rent ÷ price

Rent / moDown payment %Rate %

Costs: mortgage $1,699 · tax $175 · strata $497 · insurance ~$35 · vacancy 3% · upkeep 5%.

Rent starts at CMHC's average for a 1-bedroom in Surrey (CMHC Rental Market Survey, October 2025). Averages include long-time tenants, so new leases usually ask more; houses usually rent for more than apartments. 25-year mortgage; rental purchases need at least 20% down.

BC rules for landlords

Short-term rentals are limited to the host's principal residence in most communities. gov.bc.ca
Rent increases are capped once a year at the province's set amount. gov.bc.ca
The speculation and vacancy tax applies in many areas to homes not lived in or rented out. gov.bc.ca
Selling within two years of buying can trigger the BC home flipping tax. gov.bc.ca

Location

SurreyGoogle Maps ↗

Drive times

Forsyth Road Elementary1 min
Kwantlen Polytechnic University (Civic Plaza Campus)3 min
Kwantlen Park Secondary4 min
Surrey Memorial Hospital6 min
Downtown Vancouver38 min
YVR airport39 min

Walkability 86/100 · Very walkable: most errands on foot

Within a 10 minute walk: 5 grocery stores, 16 places to eat or drink, 1 cafe, 9 parks and playgrounds, 1 school, 2 pharmacies, 21 transit stops.

mihom score from OpenStreetMap places, by straight line distance.

Location

SurreyGoogle Maps ↗

Schools

Catchment schools, Surrey School District 36

Elementary Forsyth Road Elementaryhomes in this catchment
300 m away · 10730 139 St, Surrey · 604-588-8394
Secondary Kwantlen Park Secondaryhomes in this catchment
1.4 km away · 10441 132 St, Surrey · 604-588-6934

From the Surrey School District 36's published catchment maps. A catchment gives priority, not a guaranteed seat, and French immersion and choice programs work differently. The district confirms catchment: check with its school locator.

Development nearby

Rezoning for a 6 storey, 366 unit building
130 m away · 2026 · conditionally approved
Rezoning from Suburban Residential Zone (R1) and Urban Residential Zone (R3) to Comprehensive Development Zone (CD) (based on RM-70); Subdivision (consolidation) from six (6) lots into one (1) lot; Development Permit to permit the development of 2 six-storey residential buildings containing 366 residential dwelling units and two levels of underground parking.
Rezoning for a 34 storey, 312 unit building
280 m away · 2025 · conditionally approved
Rezoning from Community Commercial Zone (C8) to Comprehensive Development Zone (CD) (based on Multiple Residential Commercial 135 Zone (RM-135) Neighbourhood Commercial Zone (C-5); Subdivision (Consolidation) from five (5) lots into one (1) lot; Official Community Plan (OCP) Amendment to increase density from 3.5 FAR to 7.5 FAR; City Centre Plan Amendment from Mid Rise to High Rise; Development Pe
Rezoning for a 6 storey, 249 unit building
370 m away · 2025 · conditionally approved
Rezoning from Suburban Residential Zone (R1) and Urban Residential Zone (R3) to Comprehensive Development Zone (CD) (based on Multiple Residential 70 Zone (RM-70); Subdivision (Consolidation) from two (2) lots into one (1) lot; Neighbourhood Concept Plan (NCP) Amendment to the City Centre Plan to increase the density in the Low Rise land use designation; Heritage Revitalization Agreement and Devel
Rezoning for a 6 storey, 121 unit building
170 m away · 2024 · conditionally approved
Rezoning from Urban Residential Zone (R3) to Comprehensive Development Zone (CD) (based on RM-70); Subdivision (Consolidation) from four (4) lots into one (1) lot; Official Community Plan (OCP) Amendment to increase the maximum floor area ratio (FAR) from 2.5 to 2.6 in the Multiple Residential designation of the site; Neighbourhood Concept Plan (NCP) Amendment to the City Centre Plan from Low-Rise
Rezoning for a 6 storey, 105 unit building
380 m away · 2024 · conditionally approved
Rezoning from Comprehensive Development Zone (CD) Bylaw No. 16264 to Comprehensive Development Zone (CD) (based on RM-70); Official Community Plan (OCP) Text Amendment to permit 2.93 FAR in the Multi-Residential Designation; Development Permit to permit the development of a 6-storey apartment building containing 105 secured market rental units over two (2) levels of underground parking in City Cen

And 3 smaller applications nearby.

Applications filed with the city, active or decided in the last 3 years, measured from the listing's map pin. An application isn't an approval; the city's page has the current details. Source: City of Surrey development applications.

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