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$1,290,000

24220 103A AVENUE

Maple Ridge · MLS® R3163216

5 bed · 4 bath · 2,711 sq ft · 3,174 sq ft lot · 5 parking

House · Single Family · built 2009 · 29 days on market

Listed by Maddy Bosshart, Sutton Group-West Coast Realty

Realtor's description

Welcome to Spencer´s Ridge! Tucked away on a quiet cul-de-sac, beautifully appointed 5 bed family home offers a functional layout. The main floor features a gourmet kitchen with stainless steel gas range and appliances, stone countertops, impressive cabinetry & ample storage, opening to a bright living room with a cozy gas fireplace. Main floor bedroom offers flexibility as an office, den or guest room. Upstairs includes 3 generous bedrooms, including a primary retreat with spa-inspired ensuite and walk-in closet. The bright walk-out basement features a self-contained 1-bedroom suite, ideal for extended family, guests or rental income. Enjoy the fully fenced, south-facing backyard with greenbelt and valley views. Walk to SRT and cesqenele Elementary, with shops and amenities nearby.

Property details

Type: House, Single Family
Bedrooms: 5
Bathrooms: 4
Living area: 2,711 sq ft
Lot: 3,174 sq ft
Parking: 5
Year built: 2009
Property tax: $6,561 / yr
Days on market: 29
MLS®: R3163216

Features

Central location
Cul-de-sac
Private setting
All

Floor plans

Found among the listing photos.

Price check

Typical for the area (-4.6%)

2026 assessment: $1,166,000 · asking is +11%
Price per sq ft: $476 vs $499 median for houses in Maple Ridge for sale (469)

An estimate from public BC Assessment records, registered sales and the listings for sale right now, not an appraisal. Condition, renovations, views and lot all move real value.

Property insights

On market 29 days · no price changes so far

The market here

Listed now: 64 days; median for 485 houses for sale; this one 29 days

Houses in Maple Ridge. Sale prices register 1 to 3 months after a sale closes.

Property tax by year

Year	Assessed	Est. tax
2026	$1,166,000	$5,289

The listing shows $6,561 a year in property tax.

Estimate: the BC Assessment value times Maple Ridge's residential tax rate for that year (Province of BC, local government statistics). Leaves out the home owner grant, parcel taxes and utility charges; the city's tax notice is the real figure.

Monthly cost

$6,167/mo

Mortgage $5,620 · Tax $547

20% down at 4.34% fixed (Ratehub.ca), 25 years; tax from the listing.

estimated payment

$5,620/ monthly

loan $1,032,000

25-year amortization

down payment20% · $258,00020%+ down: no mortgage insuranceinterest rate4.34%Rates from Ratehub.ca (best 5-year fixed and variable), checked Oct 9, 2026. Semi-annual compounding; your lender's rate may differ.amortizationpayment frequency

total interest: $654,122
property transfer tax: $23,800; BC general rate
cash to close: $281,800; down + PTT
total paid: $1,686,122

Estimates only. Rates change daily and lenders qualify at the stress-test rate; first-time-buyer and newly-built PTT exemptions aren't applied. Talk to a mortgage broker before you offer.

If you rented it out

Suite rent: $1,426/mo
Your cost after the suite: $5,030/mo; vs $6,342 without it

Suite rent / moDown payment %Rate %

Costs: mortgage $5,620 · tax $547 · insurance ~$175 · vacancy 3% · upkeep 5%.

Rent starts at CMHC's average for a 3+ bedroom (1-bedroom for the suite) in Maple Ridge (CMHC Rental Market Survey, October 2025). Averages include long-time tenants, so new leases usually ask more; houses usually rent for more than apartments. 25-year mortgage; rental purchases need at least 20% down.

BC rules for landlords

Short-term rentals are limited to the host's principal residence in most communities. gov.bc.ca
Rent increases are capped once a year at the province's set amount. gov.bc.ca
The speculation and vacancy tax applies in many areas to homes not lived in or rented out. gov.bc.ca
Selling within two years of buying can trigger the BC home flipping tax. gov.bc.ca