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$599,900

2945 THORNHILL STREET

Terrace · MLS® R3148832

4 bed · 3 bath · 2,056 sq ft · 1 sq ft lot

House · Single Family · built 1976 · 78 days on market

Listed by Dawn Monsen, RE/MAX Coast Mountains

Realtor's description

Discover the perfect blend of space, flexibility, & charm in this 4 bdrm, 2 1/2 bath home on a private ½-acre lot in desirable Upper Thornhill. The bright, open layout features an updated kitchen w/ white cabinetry, modern finishes, & a spacious dining area that opens to a covered patio, perfect for year-round entertaining. A self-contained 1-bedroom, 1-bath in-law suite offers excellent potential for extended family, guests, or rental income. Outside on the 1/2 acre fully fenced lot, you'll find plenty of parking, room for RVs and toys, plus a detached shop ideal for hobbies, storage, or a workspace. Other buildings for storage as well. Enjoy the peace and privacy of this sought-after neighborhood while remaining close to schools, parks, and everyday amenities.

Property details

Type: House, Single Family
Bedrooms: 4
Bathrooms: 3
Living area: 2,056 sq ft
Lot: 1 sq ft
Parking: 0
Year built: 1976
Property tax: $3,475 / yr
Days on market: 78
MLS®: R3148832

Price check

Typical for the area (+5.3%)

2026 assessment: $443,000 · asking is +35%
Price per sq ft: $292 vs $277 median for houses in Terrace for sale (100)
Last sold: $387,000 · Jul 27, 2023

An estimate from public BC Assessment records, registered sales and the listings for sale right now, not an appraisal. Condition, renovations, views and lot all move real value.

Property insights

On market 78 days

The market here

Listed now: 48 days; median for 100 houses for sale; this one 78 days

Houses in Terrace. Sale prices register 1 to 3 months after a sale closes.

Monthly cost

$2,903/mo

Mortgage $2,614 · Tax $290

20% down at 4.34% fixed (Ratehub.ca), 25 years; tax from the listing.

estimated payment

$2,614/ monthly

loan $479,920

25-year amortization

down payment20% · $119,98020%+ down: no mortgage insuranceinterest rate4.34%Rates from Ratehub.ca (best 5-year fixed and variable), checked Oct 7, 2026. Semi-annual compounding; your lender's rate may differ.amortizationpayment frequency

total interest: $304,192
property transfer tax: $9,998; BC general rate
cash to close: $129,978; down + PTT
total paid: $784,112

Estimates only. Rates change daily and lenders qualify at the stress-test rate; first-time-buyer and newly-built PTT exemptions aren't applied. Talk to a mortgage broker before you offer.