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$1,950,000

3045 MONTAGUE ROAD

Galiano Island · MLS® R2990154

1 bed · 1 bath · 564 sq ft · 2 sq ft lot · 0 parking

House · Single Family · built 1960 · 539 days on market

Listed by Allison Ducluzeau, Coldwell Banker Oceanside Real Estate

This stunning 2.25 Acre property with 375 feet of west facing water frontage on Montague Harbour is on the market for the first time in over 30 years. The lush, gently sloped property is buffered from the road and neighbours by a large stand of cedar trees and includes an original, 1960s Pan-Abode cottage with a new detached garage. Your own private deep water year round moorage with a foreshore lease so that you can keep your boat nearby. This property is waiting for you to build your dream home/family compound gathering place. Low bank, west facing property is rare on the Gulf Islands and this is the perfect location to create a family haven to enjoy for many years and generations.

Type: House, Single Family
Bedrooms: 1
Bathrooms: 1
Living area: 564 sq ft
Lot: 2 sq ft
Parking: 0
Year built: 1960
Property tax: $6,862 / yr
Days on market: 539
MLS®: R2990154

Price per sq ft: $3,457 vs $691 median for houses in Galiano Island for sale (17)

An estimate from public BC Assessment records, registered sales and the listings for sale right now, not an appraisal. Condition, renovations, views and lot all move real value.

Private setting
Treed
Rural Setting
Refrigerator
Stove

On market 539 days

$9,068/mo

Mortgage $8,496 · Tax $572

20% down at 4.34% fixed (Ratehub.ca), 25 years; tax from the listing.

estimated payment

$8,496/ monthly

loan $1,560,000

25-year amortization

down payment20% · $390,00020%+ down: no mortgage insuranceinterest rate4.34%Rates from Ratehub.ca (best 5-year fixed and variable), checked Oct 6, 2026. Semi-annual compounding; your lender's rate may differ.amortizationpayment frequency

total interest: $988,789
property transfer tax: $37,000; BC general rate
cash to close: $427,000; down + PTT
total paid: $2,548,789

Estimates only. Rates change daily and lenders qualify at the stress-test rate; first-time-buyer and newly-built PTT exemptions aren't applied. Talk to a mortgage broker before you offer.

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