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$650,000

3308 JOHNSTONE STREET

Terrace · MLS® R3140953

4 bed · 3 bath · 2,780 sq ft · 19,456 sq ft lot

House · Single Family · built 1984 · 100 days on market

Listed by Helena Samzadeh, RE/MAX Coast Mountains

Realtor's description

Beautiful rancher with full basement situated on nearly ½ an acre in the highly desirable Terrace Mountain neighbourhood! This spacious 4-bedroom, 3-bathroom home has been thoughtfully updated throughout and is move-in ready. The bright kitchen has ample amount of storage and enjoy the open concept living. All three bathrooms have been beautifully renovated with modern finishes. Stay comfortable year-round with a newer high-efficiency furnace(2022) and heat pump(2024). The welcoming living room offers warm hardwood flooring and a cozy wood-burning fireplace. Downstairs you'll find a large rec room with updated flooring, a Blaze King wood stove, a fourth bedroom, and plenty of storage. Outside, enjoy the beautifully landscaped yard, perfect for entertaining, gardening or relaxing.

Property details

Type: House, Single Family
Bedrooms: 4
Bathrooms: 3
Living area: 2,780 sq ft
Lot: 19,456 sq ft
Parking: 0
Year built: 1984
Property tax: $6,106 / yr
Days on market: 100
MLS®: R3140953

Features

Washer
Refrigerator
Dishwasher
Stove
Dryer

Price check

Below typical for the area (-17%)

2026 assessment: $685,000 · asking is -5.1%
Price per sq ft: $234 vs $282 median for houses in Terrace for sale (102)

An estimate from public BC Assessment records, registered sales and the listings for sale right now, not an appraisal. Condition, renovations, views and lot all move real value.

Property insights

On market 100 days · no price changes so far

The market here

Listed now: 47 days; median for 102 houses for sale; this one 100 days

Houses in Terrace. Sale prices register 1 to 3 months after a sale closes.

Monthly cost

$3,341/mo

Mortgage $2,832 · Tax $509

20% down at 4.34% fixed (Ratehub.ca), 25 years; tax from the listing.

estimated payment

$2,832/ monthly

loan $520,000

25-year amortization

down payment20% · $130,00020%+ down: no mortgage insuranceinterest rate4.34%Rates from Ratehub.ca (best 5-year fixed and variable), checked Oct 7, 2026. Semi-annual compounding; your lender's rate may differ.amortizationpayment frequency

total interest: $329,596
property transfer tax: $11,000; BC general rate
cash to close: $141,000; down + PTT
total paid: $849,596

Estimates only. Rates change daily and lenders qualify at the stress-test rate; first-time-buyer and newly-built PTT exemptions aren't applied. Talk to a mortgage broker before you offer.